C onsumer L oans Shopping for a new or used vehicle? Atomic offers auto loans with competitive interest rates, automatic payment options, and easy account access through Online and Mobile Banking! Auto Loans Prompt approval gets you on the road faster! We offer fixed terms and payments so you can budget easily, with no prepayment penalties! Never miss a due date when you sign up for automatic payments. Indirect Dealerships Not a member? No problem! Sign your loan paperwork at the dealership! We have relationships with local dealerships so you can get your Atomic Auto Loan without ever having to leave, even on the weekend!
Scan here to view all our Indirect Dealers!
K now B efore Y ou G o ! Stop in any of our branch locations for your pre-approval letter! Get pre-qualified for an easy, convenient, and hassle- free vehicle shopping experience at auto dealerships.
Cars For Graduates Our Cars For Graduates program is available to any recent college or trade school graduate! Perfect for those with little to no credit, our goal is to give recent graduates the opportunity to establish good credit!
Equipment Loans Need a little extra boost to help get ahead? Our Equipment Loans are structured to help you finance items, such as: • Lawn Mowers
We also offer Recreational Vehicle Loans for RV’s, Campers, Motorcycles, Side-by-Sides, Boats, and More!
• Tractors • Trailers • And more
Signature Loans We can extend unsecured credit to qualifying borrowers who need it for personal use. Our Signature Loans are offered for special promotions such as Vacation and Christmas Loan specials! Pole Barn Loans Looking to build a pole barn for personal use? Rather than requiring a mortgage on your real estate, we lend on the materials of the structure, giving you a quicker turnaround!
Share Secured We can extend credit secured by savings, checking, certificates of deposit, and money management accounts, and offer low-rate options!
Sallie Mae Smart Option Student Loan In partnership with Sallie Mae, we are pleased to offer an easy financial solution for college student loans. Whether you are attending undergraduate or graduate school, we have a student loan for you!
Small Loan Program & Credit Builder Loans
The Small Loan program is designed to educate our members on wise financial practices, while also doing what we were created to do - lend money back to our communities in a responsible manner. Providing financial education to our members is a core principle within Atomic Credit Union. A Small Loan is great for those purchases you need, but may not have enough cash on-hand. The My Credit Builder Loan Program is designed to provide another opportunity for new and existing members to establish, or re-establish, good credit! Great for when you need to save cash for a down payment on a car or home, or pay rent and utility deposits!
Apply For Your Atomic Credit Union Consumer Loan Today!
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