M ortgage L oans & H ome E quity L ines of C redit We understand the value of homeownership. That is why we offer a variety of mortgage loan programs with competitive rates and flexible payment terms to help you achieve your goals. Whether you are purchasing, building, or making home improvements, we have a product suited to meet your needs.
Home Purchases & Construction Loans • Low down payment options • Competitive rates - fixed and adjustable • Terms up to 30 years • Escrow options available • No PMI options available • Up to 12-month construction term Refinance • Reduce your rate and/or term • Cash-out for renovations or remodeling • Debt consolidation • Up to 95% of appraised value • Competitive rates - fixed and adjustable • Terms up to 30 years
First-Time Homebuyer • Low down payment options • Down payment assistance • Competitive rates • Terms up to 30 years • No PMI required
Land Loans • No limitation on acreage • Low down payment options - As low as 5% down • Competitive fixed rates • Terms up to 30 years • Escrow options available • No PMI required
• Escrow options available • No PMI options available
Home Equity Lines of Credit • Up to 90% of appraised value • No annual fee • 10-year draw period (Interest only) • 10-year repayment period (Principal & Interest) • First or Second Mortgage options • No PMI
G et P re -A pproved T oday !
• Online application services • Fast pre-approvals • Competitive interest rates • Competitive closing costs
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