S hare & C hecking A ccounts Looking for a new, better way to bank? We have you covered with our Savings and Checking Accounts. Opening your account makes you an official member of Atomic Credit Union so you can benefit from all our products and services! Primary Share Account Your Primary Share Account is your Savings at Atomic Credit Union. A $5.00 deposit opens your membership. • No minimum balance fee with an average balance of $50 in your accounts • Quarterly Dividends • Free Online and Mobile Banking
Prepaid Visa Gift Cards Perfect for birthdays, Christmas, graduation, and wedding gifts! Gift cards can be loaded one time, with amounts ranging from $10-$500. Purchase for $4.00 at any Atomic branch.
• Direct Deposit and Payroll Deduction Available • Deposits insured up to $500,000 through NCUA and Excess Share Insurance Checking Accounts Managing your accounts has never been easier! Atomic gives you quick and easy access through Online and Mobile Banking, Same-Day Debit Mastercard, and ATM convenience. • No initial deposit required • No minimum balance fees • $750.00 Privilege Pay available (after 60 days of account opening, for accounts in good standing) • Direct Deposit and Payroll Deduction Available Sub/Secondary Accounts
Club Accounts Our Christmas Club Accounts help the holiday shopping season go smoothly! • Start depositing January 1 - October 31 • Funds will be disbursed November 1 via direct deposit or check • No penalty to withdraw your money prior to November 1 • Direct Deposit for easy saving
This is one of the most beneficial types of accounts for our membership. They provide our members the “freedom” to separate their monies in different sub-categories and they are not tied directly to a Debit/ATM card. • Deposited through digital services, in-person, or Direct Deposit • “Nickname” any account for easy recognition
Health Savings Account We offer Health Savings Accounts (HSAs) for eligible members who are enrolled in a High Deductible Health Plan. HSAs are a tax advantage medical account that allows you to earn interest at a competitive rate and access your funds quickly by HSA Debit card, ATM card, Online Banking, Bill Pay, or by check. Take control of your health related matters and pay for those expenses easily with a Health Savings Account.
S ame -D ay D ebit M astercard
Your debit card can be printed and ready for use in a matter of minutes! This means you no longer have to wait for your card to arrive in the mail when you open your Atomic Checking Account. We offer EMV Chip Technology, 24/7 fraud monitoring, and several types of Debit Mastercard products: • Consumer - Make purchases in-store, online, or use at an ATM. The funds are debited from your Atomic Checking • Business - You can link several employee/department cards to your Business Checking • HSA - Funds are deducted from your Health Savings Account or you can withdraw at an ATM • Youth - Our youngest members (age 13+) can learn how to properly manage their checking accounts with a youth Debit Mastercard! ATM Cards are available for our youth members at the age of 10.
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