Check out our October/November/December newsletter!
October 2025
650-463-1550 | FalkBarrot.com
National Estate Planning Week:
The Perfect Time to Review Your Plan
Each October, we recognize National Estate Planning Awareness Week — a timely reminder of just how important it is to have a plan in place for yourself and your loved ones. Estate planning is not only about deciding “who gets what,” but also about ensuring your wishes are honored, your family is cared for, and the people you trust are well-prepared to step into important roles when needed. Why Estate Planning Matters Too often, people delay estate planning or forget to revisit it as life circumstances change. Marriage, divorce, births, deaths, retirement, or even changes in the law can impact your estate plan. Taking the time to review your documents ensures they still reflect your current wishes and provide a road map for your loved ones when it matters most.
Who Should Attend? We strongly encourage clients, their
families, and anyone named as a Trustee, Attorney-in-Fact, or Health Care Agent to attend. This is a valuable opportunity to learn and feel comfortable with the responsibilities these roles carry. Take Action This Week National Estate Planning Awareness Week is the perfect reminder to:
Having an updated estate plan can:
• Reduce confusion and conflict among family members.
• Ensure trusted individuals are appointed to make decisions if you cannot.
• Provide peace of mind knowing your intentions are clearly outlined and legally protected.
1. Review your estate plan to ensure it reflects your current wishes.
Our Special Webinar: Trustee School In honor of National Estate Planning Awareness Week, we are excited to introduce our client education webinar: Trustee School on Oct. 22, 2025 at 12 p.m. PST This program is designed to help clients, their families, and the people named in their documents better understand the responsibilities and expectations of their roles, including:
2. Encourage your loved ones and agents to attend our Trustee School webinar.
3. Reach out to our office if you would like assistance updating your plan or registering for the webinar. Your estate plan is a living set of instructions meant to protect you and your family. Let’s make sure it’s current — and that the people you’ve chosen to help you are ready when the time comes.
• Successor Trustees – manage and distribute assets in your trust.
• Attorneys-in-Fact – handle financial and legal decisions under a financial Power of Attorney.
• Advance Health Care Agents – make medical decisions on your behalf if you are unable.
—Heather Russell
We’ll also discuss how you can ease the transition for your agents by helping them feel confident and well-prepared before they are called upon to act.
FalkBarrot.com
Published by Newsletter Pro • newsletterpro.com
The Child-Free Retirement Playbook
SECURE, SMART, AND SATISFYING
When you look into why people decide to create an estate plan, you’ll find a common thread connecting the top reasons. Many people want to leave money or assets to their heirs, ensure their kids have a prosperous future, and provide a plan regarding guardianship for any minor children. Many common reasons for estate planning involve children, but what if you never had any? Is it still necessary to create an estate plan? Do you need to take other actions to plan for your senior years properly? For starters, everyone should establish an estate plan, regardless of age, family situation, finances, or health. Creating an estate plan allows you to lay out your wishes for various aspects of your life. You can determine what will happen to your money and personal possessions, who can make health care and financial decisions
on your behalf, and more. Establishing an estate plan lets you gain peace of mind about the future while ensuring your loved ones follow your wishes. When looking toward your senior years, estate planning will only get you so far. You should take other actions to ensure you can enjoy retirement comfortably. Consider looking into long-term care insurance to help offset assisted living costs and other facilities. Get out of your comfort zone to meet new people and find a network that provides assistance, encouragement, and support. You can do this by getting more involved with your community, church, or other local organizations. Another thing you should do is list out all your important information. Keep records of your bank accounts, insurance policies, important contact information, monthly
bills, and upcoming medical appointments. Having this information on hand will make everything easier if someone else has to step in to help out. Your senior years do not have to be confusing, challenging, or lonely if you have never had children. By taking action and making plans, you can make the most of your retirement and enjoy it to the fullest!
CREATIVE TRICKS TO BEAT DOGGY BOREDOM KEEP THOSE PAWS BUSY
Teach a new trick. Who says you can’t teach an old dog new tricks? Training sessions teach obedience and provide mental exercise! Whether it’s “shake,” “spin,” or even “put your toys away,” learning something new gives your dog a sense of purpose and boosts your bond. Schedule short, interactive play breaks. Even five minutes of fetch or tug-of-war can break up the day and add excitement. Short bursts of play are especially great for working pet parents or anyone with a packed schedule. Enrichment on a budget. You don’t need to spend a lot to keep your pup engaged. With a bit of creativity, cardboard boxes, old towels, and even ice cubes with treats frozen inside can become boredom busters. Think of it as DIY enrichment!
Have you ever come home to find chewed shoes, shredded pillows, or your trash mysteriously scattered across the floor? If your dog has become a one-pup demolition crew, boredom might be the culprit. Like us, dogs need mental stimulation and activities to keep their minds sharp and their behavior in check. The good news is that you don’t need fancy gadgets or
endless free time to keep your dog happy. A few simple tricks can go a long way in keeping their tails wagging and your belongings intact. Make mealtime a game. Ditch the food bowl and turn mealtime into a brain workout. Try using treat-dispensing toys or puzzle feeders that make your dog work for its food. You can also scatter kibble around the house or yard and let them “hunt” it down. It taps into their instincts and keeps them busy in a fun and rewarding way. Rotate toys to keep things fresh. If your dog has a pile of toys but only plays with one or two, it might be time to mix things up. Keep half of the toys hidden and rotate them out every few days. This keeps things new and exciting, even if your pup has seen the toy before.
650-463-1550
Published by Newsletter Pro • newsletterpro.com
THE TATER TALE THAT TORPEDOES THE TRUTH
TAKE A BREAK
CANDY GOURD HAUNTING LEAVES LIBRA MARIGOLD MOON OPAL PUMPKIN SOUP TEACHERS TOUCHDOWN
What Really Happened Aboard the O’Bannon?
The phrase “history is written by the victors” has been around since the French Revolution, and it can make you wonder how truthful far-fetched historical stories actually are. For example, consider the famous WWII story about the USS O’Bannon. This ship notoriously sank a Japanese submarine using potatoes, but let’s take a closer look to separate fact from fiction. In early April 1943, the crew of the USS O’Bannon was returning to the island of Tulagi when they were asked to check out a submarine that had made contact with the surface not far from their location. It was a dark night, but the waters were calm, so it didn’t take long for the crew to spot a Japanese submarine 2,000 yards away. The sub headed right for their ship, and once it was less than 1,000 yards away, the O’Bannon crew knew they were face-to-face with the enemy.
The O’Bannon unloaded their artillery at the Japanese sub, causing significant damage. They turned around for a second attack, and then a third attack until the sub sank below the surface. They were victorious, but when did potatoes come into play? It depends on the source you check. Commander MacDonald of the USS O’Bannon never mentions potatoes in the official report of the incident. He’s even gone as far as stating it never happened. However, a book called “Action Tonight” by James David Horan
Extra-Crispy Ranch Chicken Cutlets Inspired by TheCookieRookie.com
Ingredients
• Olive oil • 4 boneless, skinless chicken breasts • Kosher salt and freshly ground black pepper, to taste • 3/4 cup flour • 2 large eggs, beaten
• 1 cup panko breadcrumbs • 1/2 cup freshly grated Parmesan cheese • 1 oz ranch seasoning, store-bought (1 packet) or homemade • Cooking spray
goes into meticulous detail about the events of that fateful night. Horan states that the crew threw everything they could at the Japanese submarine, including bolts, pieces of artillery, and potatoes. Other publications have repeated this story, noting that potatoes knocked Japanese sailors into the water, leading to the sinking of the submarine. Crew members have also stated that they saw people throwing potatoes. Now, 80 years removed from the event, many O’Bannon crew members have passed away. We’ll never know whether this story is true, but one detail may illuminate the truth. The USS O’Bannon was never closer than 90 yards to the submarine. Unless they had someone with the arm of an NFL- caliber quarterback on board, it’s unlikely that anyone hit the Japanese sub with a potato.
Directions 1. Preheat oven to 375 F. Grease a 9x13-inch baking pan with olive oil and set aside. 2. Season both sides of chicken breasts with salt and pepper. 3. Set out three shallow bowls. In the first, combine flour and a pinch of salt and pepper. Add the eggs to the second bowl. Mix panko, Parmesan, and ranch seasoning mix in the third bowl. 4. For coating, dip seasoned chicken breasts in flour, coating both sides. Then, dip the chicken in the beaten eggs and, finally, the panko mixture. 5. Place each coated chicken breast in the prepared baking dish. 6. Spray the tops of the chicken with cooking spray. 7. Bake for 30 minutes, or until the chicken reaches 165 F and is golden brown.
FalkBarrot.com
Published by Newsletter Pro • newsletterpro.com
650-463-1550 FalkBarrot.com
865 Laurel Street, Ste. 4 San Carlos, CA 94070 INSIDE THIS ISSUE
1
National Estate Planning Week: The Perfect Time to Review Your Plan
2
Planning a Meaningful Future Without Dependents
Tail-Wagging Tips to Keep Your Dog Mentally Stimulated
3
Extra-Crispy Ranch Chicken Cutlets
The USS O’Bannon Potato Incident
4
Boost Your Emotional Intelligence With These 3 Empathy Skills
Unlock Stronger Bonds With These 3 Tools THE EMPATHY EFFECT
Emotional Empathy: Feeling With Others This kind of empathy tugs at your heartstrings when someone you love is hurting. Emotional empathy lets you actually feel what another person feels. It’s powerful, but it can also be overwhelming. To strengthen emotional empathy, put distractions away during conversations, make eye contact, and be present. When we give people our full attention, our emotional receptors are activated. If you feel emotionally overloaded, though, it’s okay to take a breather. Boundaries are a healthy part of empathy, too. Compassionate Empathy: Acting on Understanding Compassionate empathy goes beyond understanding and feeling; it’s about doing something helpful. For example, if your
Empathy quite literally holds our relationships together. It helps us connect, understand, and support one another. But did you know empathy isn’t just one thing? It comes in three distinct forms, each playing a unique role in how we relate to others. Cognitive Empathy: Understanding the Mind Cognitive empathy involves mentally stepping into someone else’s shoes to understand their thoughts. For example, if your friend is ranting about a frustrating day at work, cognitive empathy helps you understand and relate. If you want to build this skill, practice active listening. Instead of planning your response while someone’s talking, focus entirely on their words. Then, reflect on what you’ve heard. Phrases like “It sounds like you’re feeling ...” can go a long way.
partner is anxious about an upcoming presentation, you can show compassionate empathy by noticing and offering to run through their slides with them. To show compassionate empathy, ask yourself, “How can I lighten their load right now?” Even small gestures like texting to offer help can build trust and deepen connections. When all three types of empathy are present, relationships thrive. You understand, feel, and act, and while not every situation calls for all three, being aware of each type can make you a better friend, partner, parent, or teammate.
650-463-1550
Published by Newsletter Pro • newsletterpro.com
Page 1 Page 2 Page 3 Page 4Made with FlippingBook Ebook Creator