Thank You for What You Do To All the Teachers and Nurses
When you think of the people who have changed the world for the better, who comes to mind? What did they do? Were they explorers, inventors, activists, or scientists? Certainly, many famous figures throughout history have fallen into one or more of these categories, and many of them deserve the praise they receive. However, there are also millions of people across the United States whose professions change people’s lives for the better in small, seemingly insignificant ways. This month, we get to honor two of those professions. May 5, 2020, is National Teacher Day, and May 6, 2020, is National Nurses Day. Rarely do the people who hold these professions garner widespread acclaim for just doing their jobs. And yet, the impact they’ve had on the students they teach or the people they care for is incalculable. Many of you can probably think back to your days as a student and identify a mentor whose encouragement
holidays they get each year. The work of nurses gets overshadowed by that of doctors, even though nurses make up the biggest health care occupation in the country, and they have their own extensive education and training to complete to become certified. Teachers are typically underpaid while taking on the incredibly unparalleled and necessary task of training the next generation of workers, thinkers, voters, and citizens. That being said, it’s no use dwelling on shortcomings. Instead, this month, I hope we can look back on our lives and truly appreciate the work that teachers and nurses do for our society. If you know a teacher or a nurse, then please take some time to share what he or she means to you. If you are a teacher or nurse, or were at one point in time, I hope you know just how big an impact you’ve had on all of us. Gratefully, The Wolf Retirement Navigation Team
sticks with you to this day. At the same time, if you’ve ever endured an extended stay at a hospital, there was probably a nurse that made the stay more bearable. Sadly, the work of teachers and nurses often goes unappreciated. There’s little widespread appreciation for either of these professions outside of the few
THE PROS AND CONS OF BUYING A HOME IN A 55-PLUS COMMUNITY
Con: You’ll have to pay a monthly fee. Unfortunately, all the great stuff doesn’t come free. Usually, you’ll have to pay an extra monthly bill, similar to a homeowners association fee, to live in a 55-plus community. Some communities include all maintenance and amenities in the monthly rent or mortgage (some even cover utility bills), but make sure you understand what is and isn’t covered before you sign a contract! Pro: Amenities are included. Most 55-plus communities include amenities like exercise classes
membership or a course at the local community college.
Con: It’s a limited buyer’s and renter’s market. Most people who buy in a 55-plus community plan to retire there. If this is your original intention but your plans change down the road, you might have a harder time selling your home here than you would in a community that is open to people of all ages. Make sure to budget for those potential holding costs and plan accordingly. Regardless of where you decide to buy, be sure to consult an experienced real estate agent and a financial planner. Here’s to living out your golden years in comfort and convenience!
Depending on your wants and needs, buying a home in a 55-plus community might be a financially savvy way to set yourself up for retirement. But is it the right decision for you? Here are a few financial pros and cons associated with moving into one of these neighborhoods. Pro: The homes are in excellent condition. Oftentimes, 55-plus communities provide maintenance services, including housekeeping and landscaping. Also, it’s likely that only a handful of people have occupied the home since it was built, so buying in a 55-plus community means you’ll get a property in excellent condition with less wear and tear.
Wolf Retirement and educational programs for their residents. They also invite community organizations and leaders to speak about local issues or upcoming elections. Some even have a clubhouse or dining hall for social gatherings. Save
money by taking advantage of these programs instead of paying for a gym
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