Fintech Annual Report 2025

FinTech Market Breakdown

Sector

Overview

Key Trends

% of 2024 M&A Volume 1 % of 2024 Funding Volume 1

• Revolutionizes payments with faster, easier, more convenient, and secure methods. • Includes: Digital wallets, mobile payments, P2P, real-time payments, and other digital solutions. • Offers modern traditional banking services with digital platforms for managing accounts, mobile banking applications, and integrated financial products. • Analyzes financial data using big data analytics and AI for risk assessment, fraud detection, and money laundering protection. • Helps financial institutions to meet complex regulations, automate reporting, and manage compliance risks. • Democratizes wealth management with automated investment platforms, like robo- advisors, fractional share investing, and digital tools.

• Investors continue to prioritize payment processing and recognize its enduring significance.

Payment Tech

22%

18%

• FinTechs are expanding security with biometrics, tokenization, and AI for both fraud prevention and personalized experiences. • Increased regulatory scrutiny of FinTech partnerships is leading to stricter compliance. • Open banking is improving customer experiences with seamless data sharing across financial institutions. • Leaders are leveraging AI and machine learning to automate compliance processes and improve efficiency. • Organizations are shifting focus from reactive to proactive compliance strategies in anticipation of regulatory challenges. • AI-powered insights are helping identify market trends, optimize portfolios, and uncover hidden risks, all enhancing advisor decision-making capabilities.

Banking Tech

17%

6%

Financial Data & Risk

15%

13%

Wealth Tech

15%

12%

Source: FE Internal Analysis and Pitchbook as of 31 December 2024. 1. Consists of only lower middle market defined as companies valued between $5 million - $150 million.

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