Fintech Annual Report 2025

Distribution of Funding Rounds by Volume Smaller deals drive FinTech funding as larger companies require significant funding for expansion

funding Deals by Sector

c.90% of funding deals were under $25M

89% of funding deals were under $25M

Banking Tech

9% 2%

9% 2%

Payment Tech

InsurTech

6%

7%

18%

36%

Crypto/Block chain

10%

2023

2024

50%

Financial Management Solutions

2024

39%

18%

12%

WealthTech

53%

13%

15%

Credit / Lending Tech

Financial Data & Risk

$5 - $10M $10 - $25M $25 - $50M $50M+

• The FinTech sector consistently attracts funding for smaller deals, with 90% of 2024 fundings falling below the $25 million mark. While early-stage VC funding remains active, the significant number of later-stage VC deals indicates a strong appetite for mature FinTech companies as well. • The average FinTech deal size has increased to $14.7 million from $13.6 million in 2023. • Payment tech companies raised the most capital, followed by companies operating in ‘Financial Management Solutions’, ‘Credit Len ding Tech’ and ‘Financial Data & Risk’ sectors.

Source: Pitchbook as of 31 December 2024. Data consists of transactions where deal value was disclosed.

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