2025 VPP Benefit Guide

Medical Plan Highlights

HDHP Core Plan (Bronze)

Choice Plan (Silver)

Choice Plus Plan (Gold)

IN-NETWORK

$1,100 (funded biweekly)

N/A

N/A

VPP Contribution

Aetna Aetna Open Access Plans Meritain Health Broad Medical Networks

Aetna Aetna Open Access Plans Meritain Health Broad Medical Networks

Aetna Aetna Open Access Plans Meritain Health Broad Medical Networks

Network

Deductibles (Individual / Family)

$3,500 / $7,000

$2,000 / $4,000

$5,000/$10,000

Deductible

Embedded

Embedded

Embedded

Preventive Care

100% Covered

100% Covered

100% Covered

Primary Care Visit

$35

$40 after deductible

$50

Specialist Visit

$60

$60 after deductible

$75

Virtual Visit

$35

$40 after deductible

$50

Outpatient Procedure

10% after deductible

10% after deductible

30% after deductible

Inpatient Visit

10% after deductible

10% after deductible

30% after deductible

Lab Tests / Diagnostics**

10% after deductible

10% after deductible

30% after deductible

Urgent Care

$75

$75 after deductible

$75

Emergency Room

10% after deductible

$200 after deductible

30% after deductible

Imaging

$200

$200 after deductible

$200

$10 / $30 / $50 after deductible $25 / $75 / $125 after deductible

Pharmacy / Rx- Retail (31 days) Pharmacy / Rx- Mail Order (90 days)

$15 / $35 / $50 $38 / $88 / $125

$20 / $40 / $60 $50 / $100 / $150

Out-of-Pocket Max (Individual / Family)

$6,550 / $13,100

$7,150 / $14,300

$7,900 / $15,800

Out-of-Pocket

Embedded

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Embedded

OUT OF NETWORK Deductibles (Individual / Family)

$6,000 / $12,000

$5,000 / $10,000

$10,000 / $20,000

Coinsurance

50% after deductible

50% after deductible

50% after deductible

Out-of-Pocket Max (Individual / Family)

$10,000 / $20,000

$10,000 / $20,000

$15,000 / $30,000

11 **The above plan summaries are for illustrative purposes only. Always check your Aetna and Meritain Health benefit summaries and certificates of coverage for final detailed plan information.

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