2025 VPP Benefit Guide

Dental Plans  Highlights

Eligibility

First day of the month after 30 days of employment. Full-time staff only (minimum of 30 hours a week).

Plan Highlights

PPOLOW

PPOHIGH

In-Network

Out-of-Network*

In-Network

Out-of-Network*

Annual Individual Deductible

$0

$300

$50

$50

Annual Family Deductible

$0

$900

$150

$150

Preventative Care

100% Coinsurance

50% Coinsurance after deductible

100% Coinsurance no deductible 80% Coinsurance after deductible 50% Coinsurance after deductible

100% Coinsurance no deductible 80% Coinsurance after deductible 50% Coinsurance after deductible

30% Coinsurance after deductible

Basic Procedures

80% Coinsurance

Major Procedures

40% Coinsurance

25% Coinsurance after deductible

Calendar Year Max Benefit

$1,000 per person

$2,000 per person

Orthodontia

N/A

N/A

$1,500 lifetime maximum for dependents up to age 19

* Additional employee payment responsibility known as ‘Balance Billing’ applies to all out of network services

Employee Contributions

PPOLOWPRE-TAXCOSTS

PPOHIGHPRE-TAXCOSTS

Monthly Cost

Per Pay Period

Monthly Cost

Per Pay Period

Employee

$16.25

$45.36

$7.50

$20.94

Employee + Spouse

$31.95

$83.75

$14.75

$38.65

Employee + Child(ren)

$45.06

$121.81

$20.80

$56.22

Family

$60.90

$169.35

$28.11

$78.16

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