Critical Illness Supplemental Health
CRITICAL ILLNESS INSURANCE This insurance pays a lump-sum cash benefit directly to you following the diagnosis of a covered critical illness or event, such as a heart attack, stroke or cancer. The benefit is yours to use however you want, including paying for healthcare expenses, mortgage, rent, or other bills. Coverage Options You can choose from three cash benefit levels for yourself : • $10,000 • $20,000 • $30,000 Coverage is also available for spouses and children, not to exceed 50% of the employee’s benefit.
Covered Illnesses or Events*
100% Benefit
25% Benefit
Invasive Cancer
Coronary Artery Disease
Heart Attack
Carcinoma in Situ
Stroke
Severe Sepsis
Major Organ Failure
Alzheimer’s Disease
End-stage Renal Disease
ALS
Benign Brain Tumor
Parkinson’s Disease
Advanced Heart Failure
Multiple Sclerosis
Child Conditions: includes Cerebral Palsy, Cystic Fibrosis, Muscular Dystrophy, Poliomyelitis, Sickle Cell Anemia
Pulmonary Embolism
Crohn’s Disease
Advanced Obesity
Portability included – allowing you to take the policy with you if you end employment.
WELLNESS BENEFIT Critical Illness Insurance includes an annual benefit of $50 for you and covered spouse when you take a covered health screening test. Over 40 different screenings qualify, including: • Cholesterol screening • Mammogram • Immunizations, e.g., Covid-19
*Please refer to the benefit plan summaries for details and rates on all policies.
Employee Cost for Critical Illness Insurance
Rates for critical illness are based on your age and the benefit level selected. See Paycom for more information.
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