Hospital Care Supplemental Health
HOSPITAL CARE INSURANCE
This insurance pays benefits directly to you to help offset the out-of-pocket expenses associated with an unexpected hospital stay, such as deductibles, copays or lost income. Benefits are paid based on inpatient hospital admissions and confinement. The benefit is yours to use however you want, including paying for healthcare expenses, mortgage, rent, or other bills.
EXAMPLE CLAIM: Laura is admitted the hospital to give birth to her new baby. Her normal delivery kept her in the hospital for a total of three days. Fortunately, Laura’s Hospital Care plan paid her $1,700 to help cover her medical costs – benefits that allowed her to focus on her new baby rather than the financial impact of the hospitalization
Covered Events
Hospital Admissions Hospital Stays
Intensive Care Unit Stays Hospital Observation stays Newborn Nursery Care Hospital Admission for Chronic Conditions
Laura’s Hospital Stay
Benefit Payments
Coverage Options Coverage is available to employees, spouses and dependent children
Hospital Admission
$1.000
2 Additional Days of Confinement
$400
Additional Benefits No pre-existing condition exclusions
Newborn Nursery Care (3 days)
$300
Portability included – allowing you to take the policy with you if you end employment.
Total Benefit
$1,700
Bi-weekly Cost for Hospital Care Insurance
EE Only EE & SP EE & CH FAMILY
$5.48
$11.49
$8.88
$14.89
Please refer to the benefit plan summaries for a full schedule of benefits and more coverage details.
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