Injured in a Hit and Run? HOW YOUR POLICY CAN HELP
Any auto accident is a painful, unpleasant experience, but none more so than when the at-fault driver flees the scene. Hit and runs can leave you feeling like you have nowhere to turn. The same goes for accidents caused by uninsured drivers. How, you might wonder, am I supposed to be covered for damages sustained through no fault of my own? The answer lies in your very own policy. In South Carolina, every auto insurance policy has a type of coverage called uninsured motorist (UM) coverage. UM pays for damages if the at-fault driver cannot be caught or has no liability insurance to cover your injuries. This may seems like a perfect solution, but UM is not without its complications. One issue is the maximum amount of money you can access through UM is limited to the amount of your liability coverage. Additionally — and this one often stuns victims — when you file for a UM claim, your own insurance company will fight you to pay as little as possible. Luckily, South Carolina law allows qualified victims to “stack” their UM policies to get more coverage when needed. Stacking uses coverage from other vehicles, including motorcycles, to increase the amount you’re eligible to receive. To be eligible for stacking, victims must meet a few criteria. First, the vehicle involved in the accident must have a UM policy. SO THIS NEW YEAR, REVIEW YOUR POLICY AND INCREASE YOUR COVERAGE TO PROTECT YOURSELF AND YOUR FAMILY! Second, you must either be the policyholder, married to the policyholder,
or a relative living with the policyholder. Third, other vehicles you are using to stack coverage must also have a UM policy. While UM coverage and stacking can be a huge help in the event of a hit and run, you should still consult with a skilled attorney. Your insurance company makes money by paying out as little as possible, and once you settle, you’ll have no recourse to an
appeal. Stacking is a complex process, and you’ll want a careful, experienced eye looking over your policy. Of course, you want the peace of mind in knowing you can focus on recovering, while we handle the complex legal process. A hit and run is incredibly stressful, but it doesn’t have to result in you throwing your hands in the air. Let the team at Holland & Usry guide you through the process of getting you what you deserve, making sure you get all the coverage you can, and protecting your right to a maximum legal recovery.
Good News
Proverbs 3.5-10
SLOW COOKER RASPBERRY WHITE HOT CHOCOLATE
Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight. Do not be wise in your own eyes; fear the Lord and shun evil. This will bring health to your body and nourishment to your bones. Honor the Lord with your wealth, with the first fruits of all your crops; then your barns will be filled to overflowing,and your vats will brim over with new wine.
There’s nothing like curling up under a blanket with a warm mug and a novel that finally came out in paperback. Break out the slow cooker and let the sweet aroma waft through your living room as your start Chapter 1.
Ingredients
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1 cup white chocolate chips
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2 tablespoons powdered sugar
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14 ounces sweetened condensed milk
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1 teaspoon vanilla
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4 tablespoons raspberry liqueur or syrup
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2 cups heavy cream, divided
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3 cups milk (any variety will do)
Directions
1. In a slow cooker, combine white chocolate chips, condensed milk, 1 cup cream, and milk. Cover and heat on low about 2 hours. 2. In a large bowl, mix remaining 1 cup cream, powdered sugar, and vanilla. 3. Using a hand or stand mixer, whip until stiff peaks form. 4. Serve mugs of hot chocolate with about 1 tablespoon of raspberry liqueur or syrup to taste and a dollop of whipped cream.
Recipe inspired by SlowCookerGourmet.net
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