CH Investment & Economic Strategy Lunch 2023

View the slides from our Investment & Economic Strategy presentation.

September 2023

Investment & Economic Strategy Lunch

Investment & Economic Strategy Lunch Cameron Harrison

© 2023 Cameron Harrison Pty Ltd

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September 2023

Investment & Economic Strategy Lunch

Speakers

David Clark, Partner - Investment Management

Gerard Minack , Principal - Minack Advisors

© 2023 Cameron Harrison Pty Ltd

September 2023

Investment & Economic Strategy Lunch

Cameron Harrison Strategy The Lucky Muddling Country

© 2023 Cameron Harrison Pty Ltd

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September 2023

Investment & Economic Strategy Lunch

Reason #1: Monetary Policy isn’t what it used be…

Normally a rapid increase in interest rates by 4% in a short period of time would cause a recession, however this time it hasn’t. Why?

1. Higher proportion of fixed rate mortgages

© 2023 Cameron Harrison Pty Ltd

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September 2023

Investment & Economic Strategy Lunch

Reason #1: Monetary Policy isn’t what it used be…

Normally a rapid increase in interest rates by 4% in a short period of time would cause a recession, however this time it hasn’t. Why?

1. Higher proportion of fixed rate mortgages

2. Declining home ownership rates by age

© 2023 Cameron Harrison Pty Ltd

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September 2023

Investment & Economic Strategy Lunch

Reason #1: Monetary Policy isn’t what it used be…

Normally a rapid increase in interest rates by 4% in a short period of time would cause a recession, however this time it hasn’t. Why?

1. Higher proportion of fixed rate mortgages

2. Declining home ownership rates by age

3. Mature superannuation system

© 2023 Cameron Harrison Pty Ltd

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September 2023

Investment & Economic Strategy Lunch

Reason #2: Population Growth provides sugar hit to GDP

The Big Australia policy is in full force with COVID catch-up and more, adding significantly to the workforce size. ‒ Net migration 6x higher per person than the United States. ‒ Total Employment nearly a quarter higher than a decade ago. ‒ Supports aggregate demand, a positive for government revenue.

© 2023 Cameron Harrison Pty Ltd

September 2023

Investment & Economic Strategy Lunch

What Comes Next?

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September 2023

Investment & Economic Strategy Lunch

#1 China: The Other Hard Landing

A bumpy reopening is giving way to deeper economic concerns for this growth miracle.

‒ Youth unemployment is now 21%

‒ An ageing population and pending property collapse may mean another ‘lost decade’

‒ Military expansion remains unchecked.

© 2023 Cameron Harrison Pty Ltd

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September 2023

Investment & Economic Strategy Lunch

#2 Inflation will be Structurally Higher

Globalisation and the rise of China as manufacturer to the world suppressed the cost of goods for developed economies.

‒ Stagnating globalisation due to the strengthening of supply chains and onshoring of manufacturing will be inflationary.

‒ The outcome will be structurally higher inflation and interest rates than pre-pandemic.

© 2023 Cameron Harrison Pty Ltd

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September 2023

Investment & Economic Strategy Lunch

#3 Fiscal to Dominate Monetary Policy

‒ Social welfare and healthcare program costs are escalating with wages and scope creep.

NDIS, Jobseeker, etc.

‒ After 50 years of a peace dividend, the bill has arrived.

• Nuclear Submarines, Helicopters, etc.

‒ Energy Transition to achieve Net Zero by 2050

• Renewables, Transmission, etc.

© 2023 Cameron Harrison Pty Ltd

12

September 2023

Investment & Economic Strategy Lunch

Implications for Financial Markets & Investors?

‒ Australia is on a pathway to return to the pre-pandemic mixture of underemployment, anaemic wage growth and low productivity but with greater government intervention and weaker Chinese demand. ‒ Interest rates will eventually settle at higher levels than pre-covid as de-globalisation raises the baseline inflation rate.

‒ For 2024:

• Core inflation (ex. Energy) will continue to moderate to the target range.

• Weak growth – The RBA will pivot monetary policy before global counterparts

© 2023 Cameron Harrison Pty Ltd

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September 2023

Investment & Economic Strategy Lunch

Asset Class

CH View

End 2024

Short term defensive characteristics, offset by higher levels of inflation ‘eating’ away at purchasing power.

Cash

In preparation for an RBA pause and eventual easing, we have been selectively adding some highly rated (AA/AAA) fixed bond (duration) to the Interest-Bearing strategy. • With maturities between 3 to 7 years, we are locking in the current attractive yields for highly rated securities. Infrastructure spending, general fiscal intervention and energy transition are long-term tailwinds for cyclicals, but short-term recessionary risks are elevated. • Adding opportunistic, attractively valued cyclicals to equity portfolios. Return to higher immigration, onshoring, supply shortage will increase the demand for warehouse/logistics assets. • Moderating long bond rates and growth in face rents will support asset prices.

Bonds

Equities

Property

© 2023 Cameron Harrison Pty Ltd

September 2023

Investment & Economic Strategy Lunch

Minack Advisors The cycle will get worse before it gets better

© 2023 Cameron Harrison Pty Ltd

The cycle will get worse before it gets better But there will be great opportunities in the next cycle!

Cameron Harrison Investment & Economic Strategy Lunch Wednesday 27 September 2023 ǀ Park Hyatt Melbourne

25 September 2023

15

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Outline

1. The cycle ending: hard or soft?

2. What happens to markets as growth slows

3. Opportunities in the next cycle

16

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Outline

1. The cycle ending: hard or soft?

2. What happens to markets as growth slows

3. Opportunities in the next cycle

17

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Policy makers focused on controlling the biggest inflation breakout in 40 years

OECD CONSUMER PRICE INFLATION

16

16

14

14

12

12

HEADLINE CPI

10

10

8

8

6

6

4

4

CORE (EX FOOD & ENERGY)

2

2

0

0

-2

-2

1970 1975 1980 1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: OECD, NBER

18

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The nub of the inflation problem is now service sector prices (US)

CONTRIBUTION TO US CPI INFLATION

0 1 2 3 4 5 6 7 8 9

0 1 2 3 4 5 6 7 8 9

SERVICES GOODS

HEADLINE CPI

-3 -2 -1

-3 -2 -1

00 02 04 06 08 10 12 14 16 18 20 22 24

1

Sources: BLS, NBER

19

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The nub of the inflation problem is now service sector prices (Australia)

CONTRIBUTION TO AUSTRALIAN CPI

8

8

HEADLINE CPI

7

7

6

6

GOODS SERVICES

5

5

4

4

3

3

2

2

1

1

0

0

-1

-1

-2

-2

2005 2007 2009 2011 2013 2015 2017 2019 2021 2023 2025

1

Sources: ABS, NBER

20

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Wages are normally the key to service sector inflation (US)

CORE SERVICE INFLATION & WAGE GROWTH

8

8

7

7

CORE SHELTER & SERVICES INFLATION†

6

6

5

5

WAGES*

4

4

3

3

2

2

1

1

* ECI WAGE & SALARIES. † SHELTER & SERVICES EX -ENERGY SERVICES.

0

0

1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: BLS, NBER

21

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Wages are normally the key to service sector inflation (Australia)

AUSTRALIAN SERVICE SECTOR INFLATION & WAGE GROWTH

7

7

SERVICE SECTOR INFLATION†

6

6

5

5

4

4

3

3

2

2

1

1

WAGE PRICE INDEX*

0

0

-1

-1

* ALL SECTORS, EXCLUDING BONUSES. † CPI ALL GROUPS SERVICE COMPONENT. ADJUSTED FOR GST.

-2

-2

99 01 03 05 07 09 11 13 15 17 19 21 23 25

1

Sources: ABS, NBER

22

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How far will unemployment need to rise to slow wage growth?

R² = 0.87 0.0 0.5 1.0 1.5 2.0 2.5 3.0 3.5 4.0 4.5 5.0 5.5 3 4 5 6 7 8 9 1011121314 UNEMPLOYMENT RATE (%) US UNEMPLOYMENT RATE AND WAGE GROWTH R² = 0.44 WAGE MEASURE IS EMPLOYMENT COST INDEX WAGES & SALARIES. RED DOT IS LATEST QUARTER, SEASONALLY ADJUSTED ANNUAL RATE. 2009-2019 1994-2008 FROM Q2 2020

0.0 0.5 1.0 1.5 2.0 2.5 3.0 3.5 4.0 4.5 5.0 5.5

1

Sources: BLS

23

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Wages are starting to slow without unemployment rising!

R² = 0.87 0.0 0.5 1.0 1.5 2.0 2.5 3.0 3.5 4.0 4.5 5.0 5.5 3 4 5 6 7 8 9 1011121314 UNEMPLOYMENT RATE (%) US UNEMPLOYMENT RATE AND WAGE GROWTH R² = 0.44 WAGE MEASURE IS EMPLOYMENT COST INDEX WAGES & SALARIES. RED DOT IS LATEST QUARTER, SEASONALLY ADJUSTED ANNUAL RATE. 2009-2019 1994-2008 FROM Q2 2020 QUARTERLY SAAR FROM Q2 2022

0.0 0.5 1.0 1.5 2.0 2.5 3.0 3.5 4.0 4.5 5.0 5.5

1

Sources: BLS

24

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Wage/unemployment trade- off hasn’t changed in Australia

R² = 0.75 0.0 0.5 1.0 1.5 2.0 2.5 3.0 3.5 4.0 4.5 5.0 9 101112131415161718192021 UNDERUTILISATION RATE % WAGE GROWTH AND LABOUR UNDEREMPLOYMENT RED MARKER IS LATEST OBSERVATION. R² = 0.87 UNDEREMPLOYMENT RATE VERSUS PRIVATE SECTOR WAGE PRICE INDEX (INCLUDING BONUSES). DATA FROM 1998. DATA FROM Q2 2020 2014-19 Q2 '20 DATA TO Q1 2020

0.0 0.5 1.0 1.5 2.0 2.5 3.0 3.5 4.0 4.5 5.0

1

Sources: ABS

25

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Rising labour supply will help damp wage growth in Australia

POPULATION AND WORKING-AGE POPULATION GROWTH

3.5

3.5

3.0

3.0

WORKING-AGE POPULATION

2.5

2.5

2.0

2.0

1.5

1.5

1.0

1.0

TOTAL RESIDENT POPULATION

0.5

0.5

QUARTERLY DATA. INTERPOLATED ANNUAL DATA PRIOR TO 1978.

0.0

0.0

50 55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: ABS, Melbourne Institute

26

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Temporary support for growth #1: excess savings

US EXCESS SAVING BY MONTH & CUMULATIVE SAVING

3.0

6

CUMULATIVE EXCESS SAVING

2.5

5

2.0

4

1.5

3

1.0

2

0.5

1

EXCESS SAVING* (RHS)

0.0

0

-0.5

-1

* SAVING RELATIVE TO THE 2019 AVERAGE SAVING RATE.

-1.0

-2

2019 2020 2021 2022 2023 2024 2025

1

Sources: BEA, NBER

27

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Temporary support for growth #2: unusual long rate behaviour

US 10 YEAR BOND AND FED FUNDS TARGET

10

10

9

9

8

8

7

7

6

6

FED FUND TARGET

5

5

10 YEAR TREASURY

4

4

3

3

2

2

1

1

10YR YIELD PEAKS

0

0

90 92 94 96 98 00 02 04 06 08 10 12 14 16 18 20 22 24

1

Sources: Bloomberg, NBER

28

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Temporary support for growth #3: unusual consumer behaviour

US REAL CONSUMER SPENDING, JAN 2019=100

150

150

140

140

DURABLE GOODS

130

130

PRE-COVID TREND

120

120

110

110

100

100

90

90

SERVICES EXCLUDING IMPUTED RENT

NON-DURABLE GOODS

80

80

70

70

2016 2017 2018 2019 2020 2021 2022 2023 2024

1

Sources: BEA, NBER

29

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Temporary support for growth #3: unusual consumer behaviour

LEADING INDICATORS & REAL GDP GROWTH

10

20

REAL GDP (LHS)

8

15

6

10

4

5

2

0

0

-5

-2

-10

LEADING INDEX*

-4

-15

* CONFERENCE BOARD LEI, LEADING BY 3M.

-6

-20

60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: BEA, Conference Board, NBER

30

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Temporary support for growth #3: unusual consumer behaviour

PRIVATE HOURS WORKED AND PRIVATE GDP GROWTH

10

12

8

10

6

8

PRIVATE HOURS WORKED†

4

6

2

4

0

2

-2

0

-4

-2

PRIVATE GDP* (RHS)

-6

-4

* GDP EXCLUDING PUBLIC CONSUMPTION & INVESTMENT. LEADING BY 3M. † 3MMA.

-8

-6

1980 1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: BEA, NBER

31

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Temporary support for growth #4: unusual fiscal policy

US FISCAL THRUST: CHANGE IN THE BUDGET BALANCE

15

15

10

10

FISCAL TIGHTENING

4 QUARTER FISCAL THRUST*

5

5

0

0

-5

-5

FISCAL EASING

-10

-10

* CHANGE IN 4 QUARTER BUDGET BALANCE FROM BUDGET BALANCE 4 QUARTERS PRIOR.

-15

-15

55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: BEA, NBER

32

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Monetary policy is now tight, so growth will slow

REAL FEDERAL FUND RATE

8.5

0 1 2 3 4 5 6 7 8 9

0 1 2 3 4 5 6 7 8 9

† LAUBACH -WILLIAMS ESTIMATE. * TARGET/CEILING RATE DEFLATED BY CLEVELAND FED EXPECTED 5 YEAR CPI. PRE-1982 FUND RATE DEFLATED BY 5 YEARS TRAILING CPI.

7.2

5.5

5.3

REAL FED FUND TARGET*

3.5

3.5

2.9

NEUTRAL RATE†

0.9

-2 -1

-2 -1

1980 1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: Federal Reserve, BLS, Cleveland Fed, New York Fed, NBER

33

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Australian income growth slumps

REAL HOUSEHOLD DISPOSABLE INCOME GROWTH

12

12

DISPOSABLE INCOME

10

10

8

8

6

6

4

4

2

2

0

0

-2

-2

-4

-4

PER CAPITA INCOME

-6

-6

60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: ABS, Melbourne Institute

34

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Running down the saving buffer

'EXCESS' SAVING: FLOW & LEVEL

24

300

CUMULATIVE EXCESS SAVING $BN (RHS)

20

250

16

200

CUMULATIVE EXCESS SAVING % OF INCOME (LHS)

12

150

8

100

* ACTUAL SAVING VERSUS 2019 AVERAGE SAVING RATE (6½%). QUARTERLY DATA AT AN ANNUAL RATE.

4

50

0

0

'EXCESS' SAVING $BN AR* (RHS)

-4

-50

2019 2020 2021 2022 2023 2024 2025

1

Sources: ABS

35

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Some of the excess saving was used to pre-pay mortgages

MORTGAGE PAYMENTS IN EXCESS OF SCHEDULED MINIMUM

4.5

4.5

'EXCESS' EXCESS PAYMENTS 9½% OF INCOME

4.0

4.0

3.5

3.5

3.0

3.0

PRE- COVID AVERAGE

2.5

2.5

2.0

2.0

1.5

1.5

1.0

1.0

0.5

0.5

0.0

0.0

2009 2011 2013 2015 2017 2019 2021 2023 2025

1

Sources: RBA, ABS, APRA

36

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What were excess payments are now required payments

HOUSING-RELATED DEBT REPAYMENTS

12

12

AVERAGE

10

10

EXCESS PAYMENTS

8

8

PRINCIPAL PAYMENTS

6

6

4

4

INTEREST PAYMENTS

2

2

0

0

2009 2011 2013 2015 2017 2019 2021 2023 2025

1

Sources: RBA, ABS, APRA

37

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The mortgage cliff: the re-setting fixed rate mortgage schedule

1

Sources: RBA * Loans expiring beyond 2024 not available monthly. ** Value of fixed-rate housing loans outstanding as at end December 2022.

38

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Outline

1. The cycle ending: hard or soft?

2. What happens to markets as growth slows

3. Opportunities in the next cycle

39

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Equities and downturns

S&P500 DECLINE FROM 5 YEAR PEAK

0

0

-10

-10

-20

-20

-30

-30

-40

-40

-50

-50

-60

-60

50 55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: Standard & Poor’s, NBER

40

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Equities and downturns: equities always sell off in a recession

S&P500 DECLINE FROM 5 YEAR PEAK

0

0

-10

-10

-14

-20

-20

-15

-17

-20

-21

-30

-30

-27

-34

-40

-40

-36

AVERAGE DRAWDOWN 31%

-50

-50

-48

-49

-60

-60

-57

50 55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: Standard & Poor’s, NBER

41

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Equities and downturns: sometimes equities sell off without a downturn

S&P500 DECLINE FROM 5 YEAR PEAK

0

0

-10

-10

-20

-20

-22

-30

-30

-25

-28

-33

-40

-40

-50

-50

-60

-60

50 55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: Standard & Poor’s, NBER

42

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Equities and downturns: equities are not very far-sighted

S&P500 DECLINE FROM 5 YEAR PEAK

0

0

-10

-10

4

-20

-20

6

0

0

2

-30

-30

6

NUMBER OF MONTHS PRIOR TO THE RECESSION START

0

-40

-40

12

WHERE THE S&P500 WAS WITHIN 2% OF ITS CYCLE PEAK. MEDIAN=4

-50

-50

11

6

MONTHS. EX-1970s MEDIAN=2 MONTHS.

-60

-60

1

50 55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: Standard & Poor’s, NBER

43

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The landing – soft or hard – matters for equities

S&P500 AROUND FIRST FED RATE CUT

120

120

* CYCLES SINCE 1953. EXCLUDES 1980 AND 2019. DAY ZERO IS FIRST DAY OF THE MONTH THAT THE FED FIRST EASED POLICY.

FIRST FED CUT

115

115

110

110

SOFT LANDINGS

105

105

100

100

95

95

HARD LANDINGS*

90

90

-200 -150 -100 -50 0 50 100 150 200 250 DAYS AROUND FIRST FED RATE CUT

1

Sources: Bloomberg, IBES/DataStream, Standard & Poor’s, NBER

44

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This year’s rally is pricing in next year’s soft landing

LEADING INDEX & RELATIVE EQUITY/BOND DM RETURNS

80

9

* 12 MONTH RETURN ON GLOBAL EQUITIES (MSCI DM) LESS 12 MONTH RETURN ON GOVERNMENT BONDS. † OECD LEADING INDEX FOR G7 ECONOMIES.

60

7

LEADING INDEX† (RHS)

40

5

20

3

0

1

-20

-1

-40

-3

EQUITY/BOND RELATIVE RETURN*

-60

-5

1987 1991 1995 1999 2003 2007 2011 2015 2019 2023

1

Sources: MSCI, Bloomberg, OECD, NBER

45

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Outline

1. The cycle ending: hard or soft?

2. What happens to markets as growth slows

3. Opportunities in the next cycle

46

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What changes – More capex #1: more resilience

INVESTMENT SPENDING SHARE OF GDP

34

34

US RECESSIONS SHADED. INCLUDES IMF FORECASTS FOR NEXT YEAR.

32

32

EMERGING ECONOMIES

30

30

28

28

26

26

24

24

22

22

ADVANCED ECONOMIES

20

20

1980 1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: IMF, NBER

47

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What changes – More capex #2: more defense

DEFENCE SPENDING, % OF GDP

14

14

* GDP-WEIGHTED AVERAGE.

12

12

10

10

UNITED STATES

8

8

DEVELOPED ECONOMIES

6

6

4

4

2

2

DEVELOPED ECONOMIES EX-UNITED STATES*

0

0

50 55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: SIPRI, NBER

48

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What changes – More capex #3: climate mitigation

INVESTMENT TO ACHIEVE NET ZERO EMISSIONS BY 2050

FUEL PRODUCTION

ELECTRICITY GENERATION

6000

6000

INFRASTRUCTURE

INDUSTRY

TRANSPORT

BUILDING

5000

5000

4000

4000

3000

3000

2000

2000

1000

1000

0

0

2016-20

2020-30

2030-40

2040-50

AVERAGE SPEND PER YEAR, US$BN

1

Sources: IEA

49

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What changes – More capex #4: more infrastructure

US PUBLIC INFRASTRUCTURE NET INVESTMENT, % OF GDP

2.4

2.4

2.1

2.1

1.8

1.8

1.5

1.5

1.2

1.2

0.9

0.9

0.6

0.6

0.3

0.3

50 55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: BEA, NBER

50

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What changes – More capex #5: more labour-replacing investment

US CORPORATE PROFITS & NET INVESTMENT, % OF GDP

12

12

10

10

PROFITS*

8

8

6

6

4

4

2

2

NET INVESTMENT†

0

0

* AFTER-TAX PROFITS, CCA/IVA ADJUSTED. † BUSINESS INVESTMENT NET OF DEPRECIATION.

-2

-2

1970 1975 1980 1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: BEA, NBER

51

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What changes – More fiscal, which means V-shaped cycles

TIME FROM THE RECESSION END TO THE FIRST HIKE

20

20

PRE-1985 AVERAGE: 9 MONTHS <= => POST-1985 AVERAGE: 42 MONTHS

18

18

16

16

PRIOR TO 1987 ACTUAL FED FUNDS RATE, ROUNDED TO THE NEAREST ¼%. THEN THE FED TARGET RATE. NOW THE FED FUND CEILING. NUMBERS SHOW NUMBER OF MONTHS FROM END OF RECESSION TO THE FIRST FED HIKE.

14

14

12

12

10

10

3

8

8

15

6

6

4

4

28

7

34

2

2

32

0

0

1 2

78

24

55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: Federal Reserve, NBER

52

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Investing in the next cycle #1: lower safe asset returns

10 YEAR TREASURY 10 YEAR REAL ANNUAL RETURN

12

12

9

9

10 YEAR AHEAD RETURN BASED ON HISTORICAL DATA.

6

6

3

3

0

0

-3

-3

1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: Bloomberg, BLS, NBER

53

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Investing in the next cycle #2: equity-bond correlation flips

US EQUITY-BOND CORRELATION

0.8

0.8

EQUITIES FALL WHEN BOND YIELDS RISE

0.6

0.6

0.4

0.4

0.2

0.2

0.0

0.0

-0.2

-0.2

-0.4

-0.4

EQUITIES RISE WHEN BOND YIELDS RISE

-0.6

-0.6

ROLLING 36 MONTH CORRELATION BETWEEN THE 1 MONTH TOTAL RETURN ON S&P500 AND 1 MONTH RETURN ON 10 YEAR TREASURIES.

-0.8

-0.8

00 10 20 30 40 50 60 70 80 90 00 10 20

1

Sources: Standard & Poor’s, Bloomberg, GFD, NBER

54

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Investing in the next cycle #3: financial leverage will be much less attractive

US TOTAL FINANCIAL LIABILITIES, % OF GDP

1000

1000

ALL SECTORS GROSS FINANCIAL LIABILITIES RELATIVE TO US GDP. NO SECTOR NETTING.

900

900

800

800

TOTAL FINANCIAL LIABILITIES

700

700

600

600

500

500

400

400

300

300

200

200

...of which FINANCIAL SECTOR

100

100

0

0

45 50 55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: Federal Reserve, NBER

55

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The nuanced relationship between rates & equity valuation

CAPE VERSUS BOND YIELD

40

40

35

35

DEVELOPED MARKETS EX-US

30

30

25

25

20

20

15

15

US PRIOR TO 2014

10

10

R² = 0.52

R² = 0.38

5

5

-101234567891011 GOVERNMENT BOND YIELD %

1

Sources: MSCI, Bloomberg

56

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Japanese equities de-rated with zero rates

JAPAN CAPE VERSUS JGB YIELD

70

70

60

60

50

50

40

40

30

30

20

20

10

10

0

0

<0 0<1 1<2 2<3 3<4 4<5 5<6 6<7 7<8 8<9 >9 10 YEAR JGB %

1

Sources: MSCI, BLS, DataStream

57

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The essential bubble ingredient: high EPS expectations

NASDAQ CAPE & LONG RUN SPX IT SECTOR FORECAST EPS

100

35

90

32

80

29

70

26

S&P500 IT SECTOR FORECAST LONG RUN EPS GROWTH (RHS)

60

23

50

20

40

17

30

14

20

11

NASDAQ CAPE

10

8

0

5

1985 1989 1993 1997 2001 2005 2009 2013 2017 2021 2025

1

Source: BLS, IBES/DataStream, Bloomberg, NBER

58

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15 years of no gains for global equities (ex-US)

GLOBAL EQUITIES: US VS THE REST

350

350

300

300

250

250

S&P 500

200

200

150

150

100

100

50

50

MSCI ALL COUNTRY EX-US

0

0

07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

1

Sources: Standard & Poor’s, MSCI, NBER

59

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Post-GFC US out-performance driven by EPS, not rates (or QE)

TRAILING EPS (INDEXED TO JAN 2007)

260

260

ROLLING 12M EPS. OPERATIONAL EARNINGS.

240

240

220

220

200

200

US MSCI

180

180

160

160

140

140

120

120

100

100

80

80

MSCI ALL COUNTRY EX-US

60

60

2007 2009 2011 2013 2015 2017 2019 2021 2023 2025

1

Sources: MSCI, IBES/DataStream, NBER

60

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Post-GFC US out-performance driven by EPS, not rates (or QE)

TRAILING SALES PER SHARE (INDEX TO JAN 2007)

220

220

US$ EPS SERIES. MSCI INDICES. † MXWDU INDEX. US RECESSIONS SHADED.

200

200

180

180

US (MSCI)

160

160

140

140

120

120

100

100

MSCI ALL COUNTRY EX- US†

80

80

2007 2009 2011 2013 2015 2017 2019 2021 2023 2025

1

Sources: MSCI, IBES/DataStream, NBER

61

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US EPS growth was narrowly based

TRAILING EARNINGS, US$, 2008=100

1400

1400

* MANAMA = META (FROM 2012), ALPHABET, NVIDIA, APPLE, MICROSOFT, AMAZON & TESLA (FROM 2010). † S&P500 EX -MANAMAT.

1200

1200

1000

1000

800

800

PRE- PANDEMIC TREND

MANAMAT STOCKS*

600

600

400

400

S&P493†

200

200

MSCI ALL COUNTRY EX-UNITED STATES

0

0

08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

1

Sources: DataStream, Bloomberg, MSCI, NBER

62

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The US was the valuation exception over the past cycle

CYCLE ADJUSTED PE (CAPE) RATIOS

50

50

45

45

DEVELOPED MARKETS EXCLUDING US

40

40

35

35

US (MSCI)

30

30

25

25

20

20

15

15

10

10

EMERGING MARKETS

5

5

US$ EPS & US CPI USED. MSCI INDICES. US RECESSIONS SHADED.

0

0

1980 1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: MSCI, BLS, NBER

63

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Investing in the next cycle #4: equity leadership change

US VERSUS GLOBE EX-US RELATIVE EQUITY PERFORMANCE

320

320

160

160

80

80

40

40

20

20

LOG SCALE. US$ TOTAL RETURNS. US RECESSIONS SHADED.

10

10

25 30 35 40 45 50 55 60 65 70 75 80 85 90 95 00 05 10 15 20 25

1

Sources: MSCI, GFD, NBER

64

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Investing in the next cycle #4: equity leadership change

REAL S&P EPS (LOG SCALE)

128

128

95

NUMBERS ARE THE PERCENTAGE GAP BETWEEN ACTUAL AND TREND EPS.

64

64

32

HISTORICAL TREND GROWTH IN REAL EPS (1.8% PA)

12

32

32

8

95

16

16

11

45

61

8

8

4

4

2

2

1

1

1870 1890 1910 1930 1950 1970 1990 2010 2030

1

Sources: Shiller, Standard & Poor’s, NBER

65

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Investing in the next cycle #4: equity leadership change

EQUITY VALUATION & EPS DEVIATION FROM TREND

20 40 60 80 100

20 40 60 80 100

FROM 2021

R² = 0.16

-100 -80 -60 -40 -20 0

-100 -80 -60 -40 -20 0

CAPE VERSUS REAL EPS DEVIATION FROM LONG RUN TREND. RED DOT IS LATEST OBSERVATION.

0 5 101520253035404550 CYCLE ADJUSTED PE (CAPE)

1

Sources: Shiller, Standard & Poor’s, BLS

66

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Investing in the next cycle #5: blessed are the goods makers

HI-BETA GOODS PRODUCERS RELATIVE INDEX & EPS

130

130

* HI-BETA GOODS PRODUCERS (ENERGY, MATERIALS, INDUSTRIALS) VERSUS MSCI DEVELOPED MARKETS. † RATIO OF GOODS PRODUCER/ MXWO ONE YEAR AHEAD FORECAST EPS. US RECESSIONS SHADED.

GOODS PRODUCERS EPS/ INDEX EPS RELATIVE†

120

120

110

110

100

100

90

90

80

80

70

70

GOODS PRODUCERS/INDEX PRICE RELATIVE*

60

60

50

50

95 97 99 01 03 05 07 09 11 13 15 17 19 21 23 25

1

Source: MSCI, IBES/DataStream, Bloomberg, NBER

67

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Investing in the next cycle #5: blessed are the goods makers

HI-BETA GOODS PRODUCERS RELATIVE INDEX & EPS

130

130

* HI-BETA GOODS PRODUCERS (ENERGY, MATERIALS, INDUSTRIALS) VERSUS MSCI DEVELOPED MARKETS. † RATIO OF GOODS PRODUCER/ MXWO ONE YEAR AHEAD FORECAST EPS. US RECESSIONS SHADED.

GOODS PRODUCERS EPS/ INDEX EPS RELATIVE†

120

120

110

110

100

100

90

90

80

80

70

70

GOODS PRODUCERS/INDEX PRICE RELATIVE*

60

60

50

50

95 97 99 01 03 05 07 09 11 13 15 17 19 21 23 25

1

Source: MSCI, IBES/DataStream, Bloomberg, NBER

68

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Investing in the next cycle #5: blessed are the goods makers

HI-BETA GOODS PRODUCERS RELATIVE INDEX & EPS

130

130

* HI-BETA GOODS PRODUCERS (ENERGY, MATERIALS, INDUSTRIALS) VERSUS MSCI DEVELOPED MARKETS. † RATIO OF GOODS PRODUCER/ MXWO ONE YEAR AHEAD FORECAST EPS. US RECESSIONS SHADED.

GOODS PRODUCERS EPS/ INDEX EPS RELATIVE†

120

120

110

110

100

100

90

90

80

80

70

70

GOODS PRODUCERS/INDEX PRICE RELATIVE*

60

60

50

50

95 97 99 01 03 05 07 09 11 13 15 17 19 21 23 25

1

Source: MSCI, IBES/DataStream, Bloomberg, NBER

69

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Investing in the next cycle #5: blessed are the goods makers

BASIC RESOURCES INVESTMENT & RETURN ON ASSETS

0.20

20

NET INVESTMENT AS SHARE OF GLOBAL GDP (LHS)

0.15

15

0.10

10

0.05

5

0.00

0

RETURN ON ASSETS (RHS)

-0.05

-5

1980 1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: DataStream/Worldscope, IMF, NBER

70

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Investing in the next cycle #5: blessed are the goods makers

US EQUITY TOTAL RETURNS

9000

9000

8000

8000

TOBACCO STOCKS

7000

7000

6000

6000

5000

5000

4000

4000

3000

3000

TECHNOLOGY

2000

2000

1000

1000

S&P500

0

0

1990 1995 2000 2005 2010 2015 2020 2025

1

Source: Standard & Poor’s, Bloomberg, NBER

71

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Investing in the next cycle #6: it may pay to be active, not passive

60:40 EQUITY-BOND TOTAL REAL RETURN INDEX

512

512

TOTAL REAL RETURN ON 60/40 EQUITY-BOND PORTFOLIO. EQUITY IS S&P500. BOND IS 10YR US TREASURY. DEFLATED BY US CPI.

256

256

128

128

64

64

32

32

16

16

8

8

4

4

2

2

1

1

00 10 20 30 40 50 60 70 80 90 00 10 20

1

Sources: Bloomberg, GFD, Standard & Poor’s, NBER

72

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Investing in the next cycle #6: it may pay to be active, not passive

60:40 EQUITY-BOND TOTAL REAL RETURN INDEX

512

512

TOTAL REAL RETURN ON 60/40 EQUITY-BOND PORTFOLIO. EQUITY IS S&P500. BOND IS 10YR US TREASURY. DEFLATED BY US CPI.

256

256

128

128

64

64

32

32

16

16

8

8

4

4

2

2

1

1

00 10 20 30 40 50 60 70 80 90 00 10 20

1

Sources: Bloomberg, GFD, Standard & Poor’s, NBER

73

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Investing in the next cycle #6: it may pay to be active, not passive

60:40 EQUITY-BOND TOTAL REAL RETURN INDEX

512

512

TOTAL REAL RETURN ON 60/40 EQUITY-BOND PORTFOLIO. EQUITY IS S&P500. BOND IS 10YR US TREASURY. DEFLATED BY US CPI.

256

256

128

128

64

64

32

32

16

16

8

8

4

4

2

2

1

1

00 10 20 30 40 50 60 70 80 90 00 10 20

1

Sources: Bloomberg, GFD, Standard & Poor’s, NBER

74

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Investing in the next cycle

What should investors expect in the next cycle?

1. Lower safe asset returns

75

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Investing in the next cycle

What should investors expect in the next cycle?

1. Lower safe asset returns

2. Equity/bond correlation flips from negative to positive

76

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Investing in the next cycle

What should investors expect in the next cycle?

1. Lower safe asset returns

2. Equity/bond correlation flips from negative to positive

3. Leverage will be less attractive

77

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Investing in the next cycle

What should investors expect in the next cycle?

1. Lower safe asset returns

2. Equity/bond correlation flips from negative to positive

3. Leverage will be less attractive

4. Equity leadership will change

78

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Investing in the next cycle

What should investors expect in the next cycle?

1. Lower safe asset returns

2. Equity/bond correlation flips from negative to positive

3. Leverage will be less attractive

4. Equity leadership will change

5. Blessed are the goods makers

79

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Investing in the next cycle

What should investors expect in the next cycle?

1. Lower safe asset returns

2. Equity/bond correlation flips from negative to positive

3. Leverage will be less attractive

4. Equity leadership will change

5. Blessed are the goods makers

6. Be active, not passive

80

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Key point #1: there will be a landing, soft or hard, but no landing makes no sense

PRIVATE HOURS WORKED AND PRIVATE GDP GROWTH

10

12

8

10

6

8

PRIVATE HOURS WORKED†

4

6

2

4

0

2

-2

0

-4

-2

PRIVATE GDP* (RHS)

-6

-4

* GDP EXCLUDING PUBLIC CONSUMPTION & INVESTMENT. LEADING BY 3M. † 3MMA.

-8

-6

1980 1985 1990 1995 2000 2005 2010 2015 2020 2025

1

Sources: BEA, BLS, NBER

81

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Key point #2: equities are pricing in a soft landing

LEADING INDEX & RELATIVE EQUITY/BOND DM RETURNS

80

9

* 12 MONTH RETURN ON GLOBAL EQUITIES (MSCI DM) LESS 12 MONTH RETURN ON GOVERNMENT BONDS. † OECD LEADING INDEX FOR G7 ECONOMIES.

60

7

LEADING INDEX† (RHS)

40

5

20

3

0

1

-20

-1

-40

-3

EQUITY/BOND RELATIVE RETURN*

-60

-5

1987 1991 1995 1999 2003 2007 2011 2015 2019 2023

1

Sources: OECD, MSCI, Bloomberg, NBER

82

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Key point #3: equity leadership is set to change

HI-BETA GOODS PRODUCERS RELATIVE INDEX & EPS

130

130

* HI-BETA GOODS PRODUCERS (ENERGY, MATERIALS, INDUSTRIALS) VERSUS MSCI DEVELOPED MARKETS. † RATIO OF GOODS PRODUCER/ MXWO ONE YEAR AHEAD FORECAST EPS. US RECESSIONS SHADED.

GOODS PRODUCERS EPS/ INDEX EPS RELATIVE†

120

120

110

110

100

100

90

90

80

80

70

70

GOODS PRODUCERS/INDEX PRICE RELATIVE*

60

60

50

50

95 97 99 01 03 05 07 09 11 13 15 17 19 21 23 25

1

Sources: MSCI, IBES/DataStream, NBER

83

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Minack Advisors

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Phone +61 419 247 981

Email info@minackadvisors.com

Web www.minackadvisors.com

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Minack Advisors Pty. Ltd. ABN: 84 163 503 044

©2023 Minack Advisors Pty Ltd. This presentation is for the sole use of the addressee and is privileged, confidential and exempt from disclosure. If you are not a client of Minack Advisors, copying, dissemination, or distribution of this presentation is strictly prohibited. In publishing research, Minack Advisors Pty Ltd is not soliciting any action based upon it. Minack Advisors Pty Ltd publications contain material based upon publicly available information, obtained from sources that it considers reliable. However, Minack Advisors Pty Ltd does not represent that it is accurate and it should not be relied on as such. Opinions expressed are current opinions as of the date appearing on Minack Advisors Pty Ltd publications only. All forecasts and statements about the future, even if presented as fact, should be treated as judgments, and neither Minack Advisors Pty Ltd nor its partners can be held responsible for any failure of those judgments to prove accurate. It should be assumed that, from time to time, Minack Advisors Pty Ltd and its partners will hold investments in securities and other positions, in equity, bond, currency and commodities markets, from which they will benefit if the forecasts and judgments about the future presented in this document do prove to be accurate. Minack Advisors Pty Ltd is not liable for any loss or damage resulting from the use of its product. Minack Advisors Pty Ltd is registered in Australia, ABN number 84 163 503 044. Minack Advisors Pty Ltd is regulated by the Australian Securities and Investments Commission (ASIC), Authorised Representative number 443937.

25 September 2023

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