Cigna Health Reimbursement Account (HRA) Summary Plan Descr…

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

80% after plan deductible

50% after plan deductible

Inpatient Hospital - Facility Services

Semi-Private Room and Board

Limited to the semi-private room negotiated rate Limited to the semi-private room negotiated rate

Limited to the semi-private room rate

Private Room

Limited to the semi-private room rate

Special Care Units (ICU/CCU)

Limited to the ICU/CCU daily room rate

Limited to the negotiated rate

Outpatient Facility Services Operating Room, Recovery Room, Procedures Room, Treatment Room and Observation Room

80% after plan deductible

50% after plan deductible

80% after plan deductible

50% after plan deductible

Inpatient Hospital Physician’s Visits/Consultations

80% after plan deductible

50% after plan deductible

Inpatient Hospital Professional Services

Surgeon Radiologist Pathologist Anesthesiologist

80% after plan deductible

50% after plan deductible

Outpatient Professional Services

Surgeon Radiologist Pathologist Anesthesiologist

Urgent Care Services

Physician’s Office Visit

No charge after the $30 PCP or $40 Specialist per office visit copay

No charge after the $30 PCP or $40 Specialist per office visit copay

Urgent Care Facility or Outpatient Facility

No charge after $50 per visit copay*

No charge after $50 per visit copay*

*waived if admitted

*waived if admitted

Outpatient Professional Services (radiology, pathology, physician) X-ray and/or Lab performed at the Urgent Care Facility (billed by the facility as part of the UC visit) Advanced Radiological Imaging (i.e. MRIs, MRAs, CAT Scans, PET Scans etc.)

No charge

No charge

No charge

No charge

No charge

No charge

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