Cigna Health Reimbursement Account (HRA) Summary Plan Descr…

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

No charge after the $30 PCP or $40 Specialist per office visit copay

50% after plan deductible

Outpatient Therapy Services Calendar Year Maximum:

90 days for all therapies combined (The limit is not applicable to mental health conditions.)

Note: Outpatient Short Term Rehab copay applies, regardless of place of service, including the home. Outpatient Therapy Services copay

Includes: Physical Therapy Speech Therapy Occupational Therapy Pulmonary Rehab Cognitive Therapy

applies, regardless of place of service, including the home.

. Outpatient Cardiac Rehabilitation Calendar Year Maximum: 36 days

No charge after the $30 PCP or $40 Specialist per office visit copay

50% after plan deductible

Chiropractic Care Calendar Year Maximum: 20 days Physician’s Office Visit

No charge after the $30 PCP or $40 Specialist per office visit copay

50% after plan deductible

Home Health Care

80% after plan deductible

50% after plan deductible

Calendar Year Maximum: 120 days (includes outpatient private nursing when approved as Medically Necessary) (The limit is not applicable to Mental Health and Substance Use Disorder conditions.) . Hospice Inpatient Services Outpatient Services (same coinsurance level as Home Health Care) Bereavement Counseling Services provided as part of Hospice Care Inpatient

80% after plan deductible

50% after plan deductible

80% after plan deductible

50% after plan deductible

80% after plan deductible

50% after plan deductible

Outpatient

80% after plan deductible

50% after plan deductible

Services provided by Mental Health Professional

Covered under Mental Health benefit

Covered under Mental Health benefit

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