Cigna Health Reimbursement Account (HRA) Summary Plan Descr…

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Gene Therapy Includes prior authorized gene therapy products and services directly related to their administration, when Medically Necessary. Gene therapy must be received at an In- Network facility specifically contracted with Cigna to provide the specific gene therapy. Gene therapy at other In- Network facilities is not covered.

Gene Therapy Product

Subject to In-Network facility cost share based on place of service; separate from facility charges

In-Network coverage only

Inpatient Facility

80% after plan deductible

In-Network coverage only

Outpatient Facility

80% after plan deductible

In-Network coverage only

Physician’s Services

80% after plan deductible

In-Network coverage only

Travel Maximum: $10,000 per episode of gene therapy

No charge (available only for travel when prior authorized to receive gene therapy at a participating In- Network facility specifically contracted with Cigna to provide the specific gene therapy)

In-Network coverage only

Maternity Care Services Initial Visit to Confirm Pregnancy

No charge after the $30 PCP or $40 Specialist per office visit copay

50% after plan deductible

Note: OB/GYN providers will be considered either as a PCP or Specialist, depending on how the provider contracts with the Insurance Company. All subsequent Prenatal Visits, Postnatal Visits and Physician’s Delivery Charges (i.e. global maternity fee) Physician’s Office Visits in addition to the global maternity fee when performed by an OB/GYN or Specialist Delivery - Facility (Inpatient Hospital, Birthing Center)

80% after plan deductible

50% after plan deductible

No charge after the $30 PCP or $40 Specialist per office visit copay

50% after plan deductible

80% after plan deductible

50% after plan deductible

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