Home Health Care Enhanced Individual Coverage from ManhattanLife
Health. Comfort. Peace Of Mind. When illness, injury or loss of independence occurs, most people prefer care at home, especially from someone they know and trust. These unexpected moments can affect anyone at any stage of life. ManhattanLife’s Home Health Care Enhanced Insurance is an affordable supplemental solution that provides financial support for care at home, including help from loved ones, friends or others you’re comfortable with. With flexible benefits designed to ease financial stress, these plans allow you to focus on healing, dignity and peace of mind—right where you belong.
Plan Features & Benefits
• Issue Ages 18 - 89 • Guaranteed Renewable For Life • 30 Day “Free Look” Period to Examine the Policy • Simple Underwriting! • Prescription Drug Benefit Available in Most States
Classic Home Health Care Enhanced Benefits 1 • Daily maximum benefit of $150 - $450 with a maximum benefit period of 365 days 2 for the following services in your home from an Approved Home Health Care Practitioner, subject to the eligibility conditions: Premier Deluxe
$150
$300 $150 $150 $150 $150 $120 $100 $200 $100 $100
$450 $200 $200 $200 $200 $200 $200 $300 $200 $150
Nursing Care
$75 $75 $75 $75 $60 $50
Physical Therapy Speech Pathology
Occupational Therapy
Chemotherapy Specialist Services
Enterostomal Therapy
Medical Social Worker Services
$100
Respiratory Therapy
$50 $50
Home Health Care Aide Services 1
Classic
Premier
Deluxe
Homemaker Services Benefit 1 • Daily maximum care benefit for care received at home from an unlicensed family member, neighbor or friend. Prescription Drug Benefit 1 • 30-day prescription benefit of $10/Generic or $25/Brand. 90-day prescription benefit of $30/Generic or $75/Brand.
$25
$50
$75
Policy Maximum $4,000 $5,000 $6,000 Maximum Benefit per Policy Year Classic Premier Deluxe $300 $600 $900
Restoration of Benefits 1 • The Maximum Benefit Period and/or Policy Maximum will be restored if benefits have not been paid or required for 180 consecutive days.
1 See the Policy and/or Outline of Coverage for state-specific details. 2 Maximum benefit period may vary by state.
Made with FlippingBook - professional solution for displaying marketing and sales documents online