IntraFi Investment Rates
Rates Effective December 13, 2024
All Rates are subject to change at any time.
Member FDIC
CDARS (Certificate of Deposit Account Registry Service)
To qualify, FDIC insurance coverage should be maxed out at Hills Bank. Minimum amount to invest in CDARS is $100,000. Interest compounded daily. Rates subject to change at any time. Fees may reduce earnings. Penalty for early withdrawal. Relationship pricing is not available on CDARS accounts. Funds are FDIC insured through a 3rd party vendor.
Interest Rate
Annual Percentage Yield (APY)
12 month
0.40% 0.40%
24 month
0.55% 0.55%
36 month
0.65% 0.65%
48 month
0.70% 0.70%
60 month
0.80% 0.80%
Minimum of $250,000 should be maintained in a Hills Bank account. Funds in the interest bearing account are FDIC insured through a 3rd party institution.
ICS DDA: Excess funds over an established threshold are swept daily into an interest bearing account.
Interest Rate
Annual Percentage Yield (APY)
Under $15,000
0.05% 0.05% 0.10% 0.10% 0.10% 0.10%
0.05% 0.05% 0.10% 0.10% 0.10% 0.10%
$15,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $499,999
$500,000 & over
ICS Savings: If balance falls below $15,000, no interest is earned for that day. Hills Bank Gold Premier Money Market required to receive below rates.*
Interest Rate
Annual Percentage Yield (APY)
$15,000 - $99,999 $100,000 - $249,999 $250,000 - $499,999 $500,000 - $999,999 $1,000,000 & over
0.45% 0.75% 0.85% 1.00% 1.10%
0.45% 0.75% 0.85% 1.00% 1.10%
*Other money market products may be available. Please see the retail or business deposit rate sheet for additional products.
To bank by phone or check our current rates, call 1.800.445.5725(HILLSBK) or visit our website at hillsbank.com.
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