21st Century Student FinLit -Getting Personal SW

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LET’S PRACTICE

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Small Biz Whiz Survey What’s it like to own and manage a small business? Why not ask a small business owner? Your job: go to Survey Monkey , Poll Daddy , or any other reliable online survey program to create a Small Biz Whiz Survey. Suggested survey questions are

below. You may use these or create your own. Contact one or more small business owners to conduct your survey. Combine your results with your classmates to find out what it takes to be a small biz whiz.

How many years have you been in business? What is your product or service? How many employees do you have? Did you buy the business or start it yourself? When you first started your business, how many hours per week did you work on or at the business? How many hours per week do you work at (or on) your business now? Do you have a business-sponsored retirement plan? Do you offer healthcare coverage to employees? What type of business entity are you: corporation LLC Partnership sole proprietorship Do you believe you have built more or less personal wealth owning a business than you would have working as an employee for a business? Do you have a growth strategy for your business? Does your business have a business plan? Do you periodically revise the business plan based on changes in the market or your business? Is your business a franchise? Do you pay yourself a salary?

THE 21st CENTURY STUDENT’S GUIDE TO FINANCIAL LITERACY 229 _______________________________________ _______________________________________ _______________________________________ _______________________________________ _______________________________________ _______________________________________ What is your profit margin? In your opinion, what are the two most important character traits needed to successfully own and manage a small business? In your opinion, what are the two most important business skills needed to successfully own and manage a small business? Are you a member of your local Chamber of Commerce? Have you ever consulted SCORE or the SBA for assistance, information or business mentoring? In your opinion, what is the best thing about owning your own business? In your opinion, what is the most difficult aspect of owning your own business? Got other questions? Write them here:

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