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5. When Katrina tried to make an appointment with her previous doctor, she was told “sorry, that doctor is not in your plan’s network .” _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ 6. Lower premiums usually result in a larger deducible; a larger deductible may enable lower premiums. _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ 7. After paying the coinsurance and deductible, Otto which had reached his out-of-pocket maximum . _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ 8. Leo is considering life insurance options and can’t decide between term life insurance or whole life insurance. _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ 9. Leo likes the cash value potential and flexibility of a universal life insurance policy . _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ 10. After the hurricane, Lydia tried to file a claim for damage to her home, but was shocked to discover hurricane damage listed in the exclusions and that she would not be indemnified . _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ PRODUCT PREVIEW
Chapter 15 | Protect What You’ve Earned 304
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