21st Century Student FinLit -Getting Personal SW

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LET’S PRACTICE

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7. I want ____ children. It is important that my spouse and I agree on the number of children we will have. 10 9 8 7 6 5 4 3 2 1 8. Saving for retirement is a high priority financial goal for me. 10 9 8 7 6 5 4 3 2 1 9. I never buy on impulse. 10 9 8 7 6 5 4 3 2 1 10. The most money I would spend without consulting my spouse is $______. It is important to me that my spouse has the same spending limit. 10 9 8 7 6 5 4 3 2 1 11. Owning my own home is a high priority financial goal for me. 10 9 8 7 6 5 4 3 2 1 12. If I rent a home to save money I will follow a disciplined strategy to invest the amount I save by renting. 10 9 8 7 6 5 4 3 2 1 13. I will use credit cards sparingly pay off the balance every month. 10 9 8 7 6 5 4 3 2 1 14. An excellent credit score is a high priority financial goal for me. 10 9 8 7 6 5 4 3 2 1 15. I will have an emergency savings fund of 3–6 months of living expenses. 10 9 8 7 6 5 4 3 2 1 16. It’s important to me that my spouse makes as much or more money than I do. 10 9 8 7 6 5 4 3 2 1 17. Some student loan debt is ok, but It’s important to me that my spouse-to-be does not have pre-marriage credit card debt. 10 9 8 7 6 5 4 3 2 1 18. It’s important to me that my bills are paid on time. 10 9 8 7 6 5 4 3 2 1 PRODUCT PREVIEW

THE 21st CENTURY STUDENT’S GUIDE TO FINANCIAL LITERACY 321

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