21st Century Student FinLit -Getting Personal SW

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LET’S PRACTICE

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7. Identify one benefit and one disadvantage of co-ownership. _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ 8. Rebecca and Dan are getting married. Dan has a car loan and some credit card debt related to furniture he'd bought to furnish his bachelor pad. He also co-owns a guitar repair business. After they get married will Rebecca have any liability for repayment of his car loan or credit card debt? Will she have an ownership interest in the business? Explain. _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ 9. Donald owns and manages a small business that has 10 employees. Sometimes, expenses arise that his employees have to pay for, like meals on business trips. Donald reimburses them later, but he wants to open a bank account that all the employees can access at any time in order to pay for incidental, business-related expenses. Is this a good idea? Explain why or why not. _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ 10. T F Joint tenancy applies to two people, whereas tenancy-in-common can apply to more than two people. 11. A person who agrees to be responsible for another person’s debt and who often puts up collateral to secure that debt is called a _________. a. concurrent owner PRODUCT PREVIEW

2 PTS ___

2 PTS ___

2 PTS ___

1 PT ___

1 PT ___

b. co-debtor c. guarantor d. joint creditor

THE 21st CENTURY STUDENT’S GUIDE TO FINANCIAL LITERACY 325

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