21st Century Student FinLit -Getting Personal SW

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WHAT DOES THAT MEAN?

TERM

DEFINITION

binge drinking

consuming four or more alcoholic beverages per occasion (women) or five or more per occasion (men); the most common form of excessive alcohol consumption in the U.S. a college or university’s published statement on alcohol, drugs, and smoking with which students, faculty, and staff are expected to comply. a person who has an uncontrollable urge to gamble, regardless of the negative impact that gambling may have on their personal, professional or financial well-being. an alternative to prosecution for youths or first time offenders which requires attendance at counseling and other behavioral modification programs. DUI; the crime of driving a motor vehicle while impaired by alcohol or other drugs. a major crime regarded as more serious than a misdemeanor and usually punishable by imprisonment. Gamblers Anonymous; a worldwide organization providing information and resources to the public about compulsive gambling and its financial and emotional effects. a minor offense which is not considered criminal and is punished by a fine of money. conduct considered contrary to community standards of justice, honesty, or good morals. a criminal offense more serious than an infraction, but less serious than a felony, which is usually punished with a short jail sentence, fines and/or probation. NCPG; national advocate for programs and services to assist problem gamblers. annual report by the U.S. Department of Justice providing a detailed strategic analysis of the domestic drug situation. an order issued by a judge requiring the criminal to compensate the victim for financial losses suffered as a result of a crime. a program of variable prices for products, or services based on a customer’s ability to pay.

Campus Drug and Alcohol Policy compulsive gambler

diversion program

Driving Under the Influence

felony

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Gamanon

infraction

moral turpitude misdemeanor

National Council on Problem Gambling National Drug Threat Assessment

restitution order

sliding scale

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I. Losing it All to Drug or Alcohol Addiction Drug and alcohol addiction is an epidemic in the U.S. In fact, more people die each year from drug overdoses than from car accidents or shootings. Addiction will harm your life in many ways. Addicts are at high risk for an early death, long term health problems, broken friendships and family relationships, and depression. There is another less obvious, yet very important chapter in the sad story of addiction: financial ruin. Financial losses almost always accompany addiction and intensify the negative effects of addiction. Many people who become

Chapter 17 | How to Lose It All 330

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