21st Century Student FinLit -Getting Personal SW

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LET’S PRACTICE

Name: _____________________________________________________________________________

10. What are possible direct and indirect financial consequences of dropping out of college ? _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ 11. Summarize a typical spiral of financial loss pattern experienced by a drug or alcohol addict: _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ _ ______________________________________________________________________________ PRODUCT PREVIEW 12. According to the National Survey on Drug Use and Health , about 1 in ___ unemployed workers are addicted to alcohol or drugs. 13 . Read the small print on your employment contract! Most employers have a _______ tolerance policy toward drug use and include random drug testing as a ___________ of employment. 14. Not only are drug and alcohol addictions huge personal financial risks, they are a $______ billion per year drag on the American economy.

15. Can a person convicted of a felony be denied: college admission? Yes No

credit?

Yes

No

security clearance?

Yes

No

professional license?

Yes

No

financial aid?

Yes

No

passport?

Yes

No

housing?

Yes

No

travel or foreign work visa?

Yes

No

admission to the armed forces?

Yes

No

THE 21st CENTURY STUDENT’S GUIDE TO FINANCIAL LITERACY 343

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