21st Century Student FinLit -Getting Personal SW

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Are You Financially Literate? Chapter 17 Quiz 1. What are two absolutely critical links to financial stability and wealth building? a. friends and family c. saving and budgeting b. health and welfare d. education and employment 2. Deaths from drug overdoses: a. have nearly tripled since 2001 b. are decreasing in most states c. mainly effect teens d. are the primary reason that drug use is harmful to the American economy 3. Tell three ways alcohol and drug use in college can increase your risk of financial loss? _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ 4. Common financial consequences of drug addiction include: a. inability to monitor and understand trends in the stock market b. maxed-out credit cards and a poor credit scores c. increased household costs like groceries and utility bills d. lack of access to resources for starting a business 5. Brett has a problem with alcohol addiction. After years of denying that he had a problem, he’s now ready to change. Unfortunately, because of his drinking he was fired from his job and lost his salary and healthcare benefits. He doesn’t think he can find the money to pay for rehab. Is Brett correct in this belief? What can he do? Explain your answer. _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ 6. T F Teens are especially at risk for gambling addiction despite laws that make it illegal for teens to gamble. PRODUCT PREVIEW

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THE 21st CENTURY STUDENT’S GUIDE TO FINANCIAL LITERACY 347

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