Go ahead. Take your college and career readiness to a new level.
Topics include: • income and wealth in America • the link between education and income • checking, savings, and CDs • bank fees and penalties • employee benefits • deductions and withholding • Social Security • IRS W-4, W-2, 1099 and 1040 • pursuing a career overseas • analyzing an APR • simple vs. compound interest • homeownership • renting a home • 401Ks, IRAs, and pensions • freelancing • stocks, bonds & investments • capital gains • building wealth in a business • managing a credit card • risks of co-ownership and co-debt • the cost of addiction and crime • bankruptcy basics • debt management plans and much more…
Americans are facing serious financial challenges. A profound lack of financial literacy is contributing to rising consumer debt, unstable financial futures, income and wealth disparity, and poverty. Financial illiteracy affects everyone — men and women, young and old, across all racial and socio-economic lines. Too many people do not have the skills or knowledge they need to meet their financial challenges or understand their financial risks. The 18 chapters in The 21st Century Student’s Guide to Financial Literacy — Getting Personal turns that around! You will become become proficient in such personal money management topics as income and employment, taxes, withholding, employee benefits, banking and saving, retirement plans, homeownership, credit cards, student loans, making a budget, joint ownership, co-indebtedness, and much more. You will build an extensive vocabulary of over 300 personal finance and money management terms and concepts. Activities and assessments included! Visit www.c21publishing.com for vocabulary flashcards, additional resources, information about our college readiness programs, and how to order our books.
student workbook: $15.95
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