How does the Accident Indemnity Plus Plan Work?
Below are a couple of examples of how benefits can work for employees in the event of an accident.
Scenario One
Scenario Two
The Horseback Riding Incident Jeanette was riding her horse one clear morning. As she was riding, her foot slipped out of the stirrup, causing the horse to stop suddenly. Jeanette was thrown 10 feet to the ground. Through her employer, Jeanette had the Classic Accident Indemnity Plan from ManhattanLife’s Advantage Series. She was treated in the Emergency Room, had to stay in the hospital for two nights and had to have an X-Ray of her foot.
The Sibling Rivalry Incident David and John were playing outside. While wrestling, David accidentally pulled John’s arm too hard, dislocating his elbow. John is a covered dependent under his dad’s Preferred Accident Indemnity plan from ManhattanLife’s Advantage Series. John was taken to the Emergency Room, examined, treated and released.
Treatment
Benefit
Treatment
Benefit
Emergency Room Visit Dislocation Benefit - Elbow
$200
Emergency Room Visit First Hospitalization
$150 $750 $300 $100
$1,000
Daily Hospital Confinement
Total Benefit Received: $1,200
X-Ray
Total Benefit Received: $1,300
Accident Insurance Helps Attract Employees According to a Business Wire August, 2020 Survey: More than two-thirds of employees look to Voluntary Benefits as a deciding factor for whether they work for and stay with an employer. This is done at no direct cost to the employer.
In addition, it may help employees feel comfortable selecting voluntary benefits that have been given the seal of approval by their organization. Payroll deducting premiums allows a more simplified process when paying for coverage.
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