Plan Options
Choose between our Classic and Preferred Hospital Indemnity plan options.
BENEFIT DESCRIPTION
VALUE
CLASSIC PREFERRED
Hospital Confinement Pays a benefit if confined as an inpatient in a Hospital due to a covered Illness or Injury for at least 18 consecutive hours. Maximum of 30 days per period of confinement. First Hospital Admission Pays a benefit upon the first inpatient Hospital stay during a Calendar Year. Payable once per Calendar Year. Diagnostic Benefit Pays a benefit for each day an Insured receives a covered test for the purpose of diagnosing a covered Injury or Illness.* Payable two times per Calendar Year. Intensive Care, Cardiac Care, and Burn Unit Benefit Pays a benefit if confined to an Intensive Care Unit, Cardiac Care Unit, or Burn Unit for at least 18 hours. Maximum of 10 days per Calendar Year. Pays a daily benefit if transferred to a Rehabilitation Facility after being Hospital confined. Maximum of 30 days per Calendar Year. Accident Benefit Pays a benefit if the Insured receives Emergency Treatment in a Hospital Emergency Room as a result of a covered Accident. Payable 3 times per Calendar Year. Ambulance Benefit Pays a benefit if an Insured receives transportation in an Ambulance by ground or air as a result of an Accident or Illness. Pays a maximum of 4 times for ground ambulance and 4 times for air ambulance per Calendar Year. Well-Being Benefit Rider Pays a benefit when an insured receives a covered screening. Up to 1 per calendar year per insured. OPTIONAL BENEFITS/RIDERS Rehabilitation Benefit
$100/day $100/day $200/day
$1,000
$1,000
$2,000
X
$50
$100
$200/day
$400/day
X
$100/day
$300
Ground: $150 Air: $300
$50
*Check the Policy for a list of covered tests.
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