Advantage Series Short-Term Disability
Disability coverage your employees can count on.
ManhattanLife Short-Term Disability Provides Employees With Valuable Benefits. As health care costs continue to rise, the value of supplemental insurance coverage becomes more apparent. Short-Term Disability from ManhattanLife’s Advantage Series can help protect your employees and their families’ assets when an accident or illness leaves an employee disabled. When they are unable to work, Short-Term Disability provides benefits that can help pay bills for housing costs, food, car payments, or additional expenses. We start paying benefits directly to the employee the first day after the elimination period. Benefits continue through the benefit period or until recovery, whichever occurs first. Key Features • Our modified definition of “Total Disability” allows an employee to be considered Totally Disabled if they:
» Cannot perform their regular occupation duties, » Are not working a different occupation, and » Are under the care of a Physician • 24-hour and Off-the-Job coverage options available • Flexibility to enhance coverage with optional benefits
Did you know? 28% of adults in the United States have no emergency savings.* 1 in 3 Americans ages 35-65 will suffer a disability lasting at least 90 days during their working careers.**
*Source: https://www.bankrate.com/banking/savings/financial-security-june-2019/ ** https://www.affordableinsuranceprotection.com/disability_facts#:~:text=A%2035%2Dyear%2Dold%20 has,for%20five%20years%20or%20longer.
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