We are happy to assist our clients with all their real estate needs. From new home purchases to refinances, we are eager to assist you, your friends, or your family at either our Lexington office or our Aiken office. If you or someone you know is looking to move in the next couple of months or wants a lower interest rate with a refinance, please let us know. –Chasity, TC, and Jeff WE DO REAL ESTATE CLOSINGS!
Life isn’t easy — when juggling a career, family, children, social obligations, and housework, finding time for yourself can be difficult. Studies show that roughly 59% of individuals only make time for self-care after they’ve become stressed out. Here are some ways to develop a healthy routine that suits your busy life. Become intentional. When developing a self-care ritual, it’s essential to identify your reasons behind taking better care of yourself and to pinpoint your needs. With a clear vision and motive behind your efforts, developing healthy habits to nurture and incorporate into your everyday routine becomes easier. Create large and small self-care options. You don’t need to do the same self-care ritual all the time, but make it a point to do something for yourself every day. On busier days, you may only have a moment to take a few deep breaths and mentally reset, but on other days, you may have time for a relaxing bath, massage, workout, or pedicure. Make time for hobbies. Most people find themselves constantly juggling countless tasks and obligations. With so much to do, making time for your least favorite activities likely won’t happen; instead, do something you enjoy. After all, self-care is about you! Yoga, reading, journaling, jogging, and meditating are just a few ways to get in some “you time.” If you like it, do it! Plan your self-care time. Without adding self-care to your schedule, your healthy behaviors may get placed on the back burner. Block off time for your favorite activities: Once it’s on your calendar, you’re more likely to work a routine into your day. Keep it simple. Complex rituals may create more stress or anxiety when you should be relaxing. Instead, keep it simple by focusing on relaxing, breathing, and recharging. Go for a walk in the park, take a nap, get a massage, stretch, or take a few moments to do absolutely nothing. Simplicity is the key. Find More ‘You’ Time Developing a Self-Care Routine
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Please keep in mind that these are just some good numbers to start a discussion. Planning to qualify for Medicaid benefits for nursing homes is a very complex area of the law and well beyond the scope of this article. If you or someone you know is planning for these benefits or trying to preserve assets while qualifying for these benefits, please give us a call so we can discuss this in more detail. 5. Veterans Benefits Finally, for qualifying veterans, there is a program called Aid and Attendance. Essentially, this program is in place to allow a qualifying veteran (or their spouse, in some cases) to receive extra monthly income to offset recurring monthly long-term care expenses such as in-home help, assisted living, or nursing home care costs. Currently, the net worth limit is $150,538, though this number does not count the primary residence or other specifically exempt assets. Again, if you have questions about whether you qualify or how to plan for one day receiving these benefits, please give us a call. At Stratton and Reynolds, we stay current on complex federal and state regulations as well as documentation requirements. We can help you and your family with the complexities of the Medicaid application system and the piles of paperwork involved with the process. It is never too early to start planning. Come and talk to us before you begin the process of seeking skilled care for yourself or a loved one.
–TC and Chasity
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