Make sure you make the right decision for you! If your defined benefit (DB) transfer value (as calculated by the Trustee) is more than £30,000, you are required by law to take professional financial advice before you are able to transfer your pension benefits out of the Scheme. However, we recommend that you seek financial advice even if your transfer value is lower. If you are considering transferring your pension benefits out of the Scheme, please read the article on page 3 which advises on pension scams and what to look out for.
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