Elevate Magazine WINTER 2024

Welcome to the Winter 2024-2025 issue of ELEVATE, a quarterly online magazine featuring local businesses, events, and happenings on the Highlands-Cashiers plateau in beautiful Western North Carolina. We hope that you will find it useful as well as entertaining! Enjoy!

ELEVATE FIELD GUIDE TO THE PLATEAU VOL. 14 | WINTER 2024

INSIDE THIS ISSUE: New Year, New You Stay focused on your goals in 2025 Party In A Bottle Your guide to Champagne and sparkling wine People In Partnership Hurricane Helene relief And more...

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Welcome . A MESSAGE FROM JUDY MICHAUD, Owner/President of Berkshire Hathaway HomeServices Meadows Mountain Realty

Welcome to our winter edition of ELEVATE: Field Guide to the Plateau. As the crisp mountain air settles over our beautiful region and we prepare to welcome 2025, I find myself pausing to reflect on the remarkable journey we’ve shared throughout 2024. There’s something magical about winter on the Plateau that never fails to captivate me – whether it’s the early morning frost sparkling on the rhododendrons, or the way our close-knit community draws even closer during the cooler months. This season reminds us of the warmth we create together, even on the coldest days. The past few years have brought unprecedented growth to our region, and with it, both opportunities and challenges. While we celebrate the vibrant real estate market and the new neighbors joining our mountain community, we must also acknowledge our responsibility to preserve the unique character and natural beauty that makes the Plateau so special. It takes all of us to ensure sustainable growth for future generations. Speaking of community, I’m deeply moved by the continued generosity of our residents in supporting vital local organizations as well as those across all Western NC who were so severely impacted by hurricane Helene. The work of the Emergency Council, the Food Pantry of Highlands, the Rotary Club of Highlands, and the Rotary Club of Cashiers has been more important than ever. Plus, the Cashiers Baptist Church did a Herculean job of coordinating donation drop offs, meals, wifi, and even hot showers for those who needed them. I’d also like to give a special shout out to our very own Mary Abranyi and her husband, Steve, who have made countless trips delivering needed supplies to areas that are still

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WELCOME. CONTINUED

recovering, and to Allen Dearth and Sons who so generously donated a generator so those who are helping rebuild in areas such as Chimney Rock would have power. As we enjoy the comforts of our own homes, let’s remember to extend a helping hand to those who might be struggling this winter season. To our valued clients – whether you’ve found your dream mountain home this year or entrusted us to sell your beloved property – thank you for allowing us to be part of your journey. Your trust in Berkshire Hathaway HomeServices Meadows Mountain Realty drives us to maintain the highest standards dedication and professionalism continue to exceed expectations. Your commitment to our clients and to each other creates an environment where excellence isn’t just a goal – it’s our daily standard. The awards and recognition we’ve received this year are a direct result of your tireless efforts. of service and integrity. I must also acknowledge my incredible team, whose As we embrace the quiet beauty of another mountain winter, I wish you all the warmth of family, the joy of friendship, and the promise of new beginnings in 2025. Judy

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In This Issue WINTER 2024

PUBLISHER Judy Michaud GRAPHIC DESIGNER / EDITOR Puckette McDonald CONTRIBUTING WRITERS Donna Harris, Betty Holt, Puckette McDonald, Cristina Vives OFFICES 488 Main Street,

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Events Mark your calendar!

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12 Days of Christmas L ive music across Cashiers, Sapphire, & Glenville New Year, New You Stay focused on your goals in 2025

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Highlands, NC 28741 2334 Cashiers Road, Highlands, NC 28741 196 Burns Street, Cashiers, NC 28717

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Party In A Bottle  Your guide to Champagne and sparkling wine

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Calling All “Party Poopers” T he Sapphire Valley Great Outhouse Races People In Partnership L ocal charitable organization focused on Hurricane Helene relief Get Out Of “The Box” L ocal Retail Spotlight: The LuLuLand Group Featured Listings T wo special listings you won’t want to miss Featured Agents Meet Don Collins and Joy Rideout

(828) 526-1717 MeadowsMountainRealty.com

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Meet Our Team

IN THIS ISSUE

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MARK YOUR CALENDAR

SIoXod80zUaOIjukKheAjw5SQYPwR_77oBViqs4U- uGjlmDX0wnwx-cY6D1t0 Home For The Holidays Celebrate the most wonderful time of the year with Mountain Theatre Company at our annual holiday spectacular! Fun for all ages, this festive seasonal music revue promises dazzling costumes, high energy choreography, and is sure to fill audiences with plenty of good, old-fashioned holiday cheer! Dec. 6-21 | Various times | Highlands Performing Arts Center www.mountaintheatre.com/ SATURDAY, DECEMBER 7 Highlands Olde Mountain Christmas Parade Presented by the Highlands Chamber of Commerce 10:00am-Noon | Main Street, Highlands Christmas BBQ Lunch The BBQ lunch supports the Highlands Emergency Council and Highlands Childcare Development Center. 11:30am-1:30pm | Church of the Incarnation | $15/ person www.incarnationwnc.org Cashiers Christmas Peppermint Stick Parade The Cashiers Chamber of Commerce celebrates 50 years of this joyous tradition! 3:00pm-5:00pm | Downtown Cashiers Holiday Tea Party Start your holiday season with an afternoon tea party hosted by Highlander Mountain House, Rosenthals, and The Tea & Spice Exchange. Rosenthals will help you dress for the occasion. A fun tea selection will be provided by The Tea & Spice Exchange and food prepared by Highlander Mountain House 3:00pm | Highlander Mountain House | $45/

DECEMBER MONDAY, DECEMBER 2 Studio Alive

Studio Alive is a group of dedicated artists that share a passion for drawing from live models| 10:00am-1:00pm | The Bascom | FREE , but artists share in the cost and acquisition of the model www.thebascom.org/education/lectures-seminars Vin/Yin Yoga With Renee A sweet flow that will tone, strengthen, and stretch your body all while relaxing your mind. 9:00am | Cashiers Valley Fusion Yoga & Wellness | $18/person www.incarnationwnc.org WEDNESDAY, DECEMBER 4 Bluegrass at The Ugly Dog Pub Enjoy dinner with your favorite bluegrass band, Nitrograss. 6:00pm | The Ugly Dog Public House, Highlands THURSDAY, DECEMBER 5 Carolina Concert Series Brooke Campbell is a singer-songwriter known for her emotive melodies & vocals. 5:00pm-8:00pm | Trailborn Highlands | FREE FRIDAY, DECEMBER 6 Holidays At Cashiers Historical Society Enjoy a candlelit tour of the Zachary-Tolbert house, live holiday music, seasonal treats, and then warm up around a fire to make a s’more and raise a cup of good cheer. 4:00pm-7:00pm | Zachary-Tolbert House | Adults $30, children $10, Reservations Required https://app.donorview.com/Event/ EventInfo?prm=NmE3dZDQw4v6uO_-iVPpLxODiO- mx0vK2izOvvbQJh19-BUxi-NTOXD9jeZxBix-NfGbH ZchmOHVrDlnErEZn26fgw5pCaj0Mgpbri04yKHkot d3SERHexjLt0-3pn2rs0r8PsqrhJPFJ7_N1mzU_sIKe fdlylm2Q7sddaQ5XZRpzqDfrhQnFr7VS5FLsrZcq6JY

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person www.highlandermountainhouse.com/offers- and-events/ TUESDAY, DECEMBER 10 Youth Village Nature Series Youth VNS will feature interactive and educational activities including crafts games, storytelling, and even live animals! 4:00pm-5:00pm | Lewis Hall at The Village Green, Cashiers | FREE www.villagegreencashiersnc.com/calendar/ Christmas With Caymus Wine Dinner Six incredible courses paired with our favorite Wagner Family/Caymus wines. Limited seating; make your reservations soon. 5:00pm | The Fix Restaurant Bar & Lounge, Sapphire Valley | $165/person, Reservations Required https://thefixsapphire.com/ols/products/the-fix- christmas-with-caymus-wine-dinner---december- 10th WEDNESDAY, DECEMBER 11 Holiday Board Making & Cheese Tasting Enjoy a festive cheesy evening where we will go through the fun basics of creating your own holiday board, while enjoying a selection of amazing cheeses and pairings. 5:30pm | One Wicker Cheese Co. | $62/person

THURSDAY, DECEMBER 12 Fireside At The Farm A holiday evening with Mike Kinnebrew. 6:00pm-8:00pm | The Farm at Old Edwards www.oldedwardshospitality.com/orchardsessions SATURDAY, DECEMBER 14 Breakfast With Santa Come enjoy a delicious pancake breakfast and a visit with Santa. 8:30am | Highlands Unite Methodist Church | FREE 2024 Highlands Wreaths Across America Wreaths Across America will be at Highlands Cemetery to honor veterans by laying remembrance wreaths on their graves and saying

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the name of each veteran. Noon-1:30pm | Highlands Community Building | FREE ppotts63@frontier.com Low Country Oyster Roast We are bringing a taste of the Low country to the mountains with a good ole’ fashioned oyster roast in the HMH courtyard. Tickets include all you can eat oysters and one draft beer. We’ll have football on the big screen and your favorite drinks at the bar for purchase. 3:00pm | Highlander Mountain House | $30/ person https://resy.com/cities/highlands-nc/venues/ highlander-mountain-house-and-the-ruffed- grouse-tavern/events/low-country-oyster-roast- Align + Flow All Levels Yoga With Ashby All bodies and body-types explore classical yoga through a series of postures which build strength and fluid movement. 9:30am-10:45am | Yoga Highlands | $20/person https//yogahighlands.com At Old Edwards Inn and Spa, Christmas takes on an even more magical meaning. Enjoy cozy fires with lots of mirth, live music, delicious foods and beverages, and natural trimmings with just enough sparkle to make your spirits soar. Come celebrate with us and become part of our Christmas traditions. Breakfast: 7:00am-10:00am Lunch: Noon-6:00pm | Adults $90, children $45, Reservations Required 2024-12-14?seats=2&date=2024-11-23 SATURDAY, DECEMBER 21 WEDNESDAY, DECEMBER 25 Christmas At Old Edwards Inn Hummingbird Lounge: Light fare 11:00am-9:00pm | Live music Noon-4:00pm and 5:00pm-9:00pm www.oldedwardshospitality.com/calendar-of- events/christmas Christmas At Half-Mile Farm Christmas dinner in the Woodland View room. Seatings from 3:00pm-6:00pm; Live music 2:00pm-8:00pm | The Inn At Half-Mile Farm | $85/ person, Reservations Required www.oldedwardshospitality.com/half-mile-farm/ calendar-of-events/christmas-at-half-mile-farm

Lighting Of The Menorah Hanukkah is an eight-day winter festival of lights, celebrated to mark the triumph of light over darkness. One candle of the giant menorah will be lit on the first night of Hanukkah and an additional candle each successive night. This will be done until the eighth night when the Menorah is fully illuminated. Presented by the Highlands Chamber of Commerce. 5:30pm | Kelsey-Hutchinson Founders Park | FREE MONDAY, DECEMBER 30 Fabulous Equinox Orchestra PRE-New Year’s Eve Party and Concert. 7:30pm | Highlands Performing Arts Center | $150/person www.mountaintheatre.com/ TUESDAY, DECEMBER 31 New Year’s Celebration At Old Edwards Madison’s: 6:00pm-10pm | Reservations Required Four65 Woodfire Bistro + Bar: 11:00am-10:00pm Art’s At The Lodge: Live music and champagne toast | 6:00pm-10:00pm

Hummingbird Lounge: 11:30am- Midnight | Live music 6:00pm- Midnight | Champagne toast at midnight www.oldedwardshospitality. com/calendar-of-events/ JANUARY WEDNESDAY, JANUARY 1 New Year’s Celebration At Old Edwards high during this memorable celebration where we say farewell to 2024 and usher in the New Year. Madison’s New Year’s Day Cozied up in sumptuous elegance, spirits will be

Brunch: Noon-2:00pm | Reservations Required Madison’s New Year’s Day Dinner: 6:00pm-9:00pm |

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Reservations Required Hummingbird Lounge: 11:30am-10:00pm | Light fare 2:00pm-6:00pm | Live music 11:30am-3:00pm and 6:00pm-10:00pm Four65 Woodfire Bistro + Bar: 11:00am-10:00pm www.oldedwardshospitality.com/calendar-of-events/ newyears The Fix’s New Year’s Eve Bash + 3rd Anniversary Live music by Doug Ramsay and includes confirmed seating, party favors, and Champagne toast at midnight. All reservations booked for six or more people will have a reserved table with bottle of Champagne. 8:00pm | The Fix Restaurant Bar & Lounge, Sapphire Valley | $30/person, Adults 18+ years only, Reservations Required https://thefixsapphire.com/ols/products/the-fix-3- year-anniversary--new-years-eve-bash FEBRUARY SATURDAY, FEBRUARY 15 Great Sapphire Outhouse Race A thrilling and wacky event to raise funds for local charity organizations. 11:00am-4:00pm | Sapphire Valley Resort | FREE https://sapphirevalleyresorts.com/events/

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RECURRING SEASONAL EVENTS Ice Skating In The Park - Highlands Enjoy ice skating through March 21, 2025. Coffee and hot chocolate available for purchase. SPECIAL CHRISTMAS HOURS: Open Monday, Dec. 23 1:00pm- 8:00pm and Tuesday, Dec. 24 1:00pm-5:00pm; Closed Christmas Day. Thursdays 3:30pm-8:00pm; Fridays 3:30pm- 10:00pm; Saturdays 1:00pm-10:00pm; Sundays 1:00pm-5:00pm | Kelsey-Hutchinson Founders Park | $8.00/person with or without skates www.highlandschamber.org/event/ice-skating-in- the-park/1298/ Santa In The Park - Highlands Santa will take his place at Kelsey-Hutchinson Founders Park each Saturday during December. To visit Santa on December 24 you must make an appointment by calling (828) 526-5841. All other dates are first come, first served. December 7, 14, 21, 24 | 11:00am-3:00pm | Kelsey- Hutchinson Founders Park | FREE www.highlandschamber.org/event/santa-in-the- park/1016/ Holiday Market At The Bascom - Highlands The Bascom transforms into a festive wonderland! Explore a curated selection of unique, handcrafted gifts for both children and adults. In addition to shopping, there will be holiday-themed workshops, a Santa letter-writing station, kids’ Make-and-Take ornaments, fun in the SmART Space, and a holiday photo selfie station. On Saturday, December 14 come take photos with Santa! The market runs through December 28, 2024. Tuesdays-Saturdays | 10:00am-5:00pm | Ski Sapphire Valley - Sapphire Valley Skiing, snowboarding, tubing, and lessons in Sapphire Valley. Depending upon weather, December 14 is the target date for opening and will be open until March 2025. 9:00am | Sapphire Valley Resort | Check website for rates https://skisapphirevalley.com/ The Bascom | FREE www.thebascom.org

YEAR ROUND EVENTS WEDNESDAYS

• Bluegrass - The Ugly Dog Pub • Wine Wednesdays - Highlander Mountain House THURSDAYS • Blues & Brews - The Ruffled Grouse Tavern FRIDAYS • Live Music - Hummingbird Lounge at Old Edwards Inn SATURDAYS • Live Music - Hummingbird Lounge at Old Edwards Inn

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Kick off the winter season with fun, family-friendly musical performances across Cashiers, Glenville, and Sapphire. From December 1 to December 12, enjoy music at restaurants, bars, and public spaces. 12 Days of Christmas CASHIERS CHAMBER OF COMMERCE

SUNDAY, DECEMBER 1 Chimney Pond Farm

SATURDAY, DECEMBER 7 Whiteside Brewing Co.

Kick-off the holiday season at Chimney Pond Farm with Santa Claus, a magician, hayrides, and Happs Place Barn & Grill’s food truck! 240 Chimney Pond Farm Road, Glenville 9:00am-4:00pm MONDAY, DECEMBER 2 Slopeside Tavern Music by Spalding McIntosh, plus a bonfire, hot chocolate, holiday cocktails, and Christ- mas cookies! 217 Valley Road, Sapphire 6:00pm-9:00pm TUESDAY, DECEMBER 3 Hotel Cashiers Lobby + Bar Holiday Piano Music 7 Slab Town Road, Cashiers 5:00pm-7:00pm WEDNESDAY, DECEMBER 4 Slab Town Pizza Music by Zorki 45 Slab Town Road, Cashiers 6:00pm-8:00pm THURSDAY, DECEMBER 5 The FIX Restaurant Bar & Lounge

Music by Bailee Humbert. Join us for the 50th Cashiers Christmas Peppermint Stick Parade at 3:00 PM followed by Whiteside Brewing Co.’s after party!

128 Hwy 107 N, Cashiers SUNDAY, DECEMBER 8 Native Prime Provisions Music by Isiah Breedlove US-64 E, Ingles Shopping Plaza 4:00pm-6:00pm

Cashiers Valley Community Chorus “This is Christmas” by Mary McDonald Lewis Hall at the Village Green 2:00pm | FREE - donations appreciated MONDAY, DECEMBER 9 Brookings Fly Shop Music by Doug Ramsey. Enjoy 20% off all retail items (no alcohol served) 88 Cashiers Lake Road, Cashiers 3:00pm-5:00pm TUESDAY, DECEMBER 10 The Local Music by Andrew Thelston Duo 6168 N Hwy 107, Glenville 6:00pm-9:00pm WEDNESDAY, DECEMBER 11

Music by Doug Ramsey 3093 US-64 E, Sapphire 6:00pm-10:00pm FRIDAY, DECEMBER 6 Mica’s Mountain Kitchen Music by Johnny Webb 25 Logan Creek Trail, Sapphire 6:00pm-9:00pm

Buck’s Coffee Cafe Music by Chris Kohne 5:30pm-8:00pm

THURSDAY, DECEMBER 12 Happs Place Barn & Grill Music by Doug Ramsey 5914 Hwy 107 N, Glenville 6:00pm

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What do you want to accomplish in 2025?

Lose weight? Get out of debt? Save more for retirement? Spend more time with family? Something else entirely?

Read on to discover tips for setting goals that stick in the new year....

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I’m one of those people who really likes New Year’s. Starting over, the blank page, tabula rasa. It’s my favorite holiday, for several reasons. I like the innocence of a new year, the purity of nothing written on it, the expectation that anything is possible. It’s often a reset for me. I must admit I like the food associated with the holiday as well. Black-eyed peas, collards, pork, cornbread, along with a little celebratory champagne, hit the spot after the richer foods of the holidays. Simple, yet nourishing to the body and spirit. For about 15 years or so, a small group of friends and I have celebrated New Year’s Day with a hike and covered dish supper afterwards. In addition to the attention to our bodies, we take time to reflect on the past year and ponder what may lie ahead. Often we share poems or inspirational writings that propel us forward with hope for the future. There’s something very special about sharing this holiday with those close to us, to feel that we are on the brink of something new, and we’re traveling together. One thing I have done for many years is make New Year’s resolutions. I learned many years ago that writing one’s goals down creates a higher probability that they will come true. Some years the only attention I give to those goals is that one act of writing them in my journal on New Year’s Day. When I look back at the end of the year, more than

START THE NEW YEAR OFF THE SMART WAY: Achieve Your Goals in 2025 BY BETTY HOLT

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50% of them have come true with no more effort than just doing that! My subconscious got the message, because they were in writing. To prepare for that, I do a ritual on New Year’s Eve to release whatever I don’t want to carry with me into the next year. I want to begin the coming year with a clean slate. I set the mood by putting on some soft music and pouring a glass of red wine. I make a fire in the fireplace and gather a pile of kindling beside me. I began to think of feelings, behaviors, or habits I want to leave behind this year. Starting with the words “I hereby release,” I begin to write the first thing that comes to mind in my journal. I then pick up a piece of wood, representing that thing, and throw it on the fire. As it begins to burn I see the old behavior melting away, dissipating into the air, no longer having the power it once had. Some years the fire gets pretty hot! But back to goals for a moment. One of the popular acronyms is “SMART” goals. That stands for Specific, Measurable, Achievable, Relevant, and Time-Bound. For example, let’s suppose that you want to lose some weight. A specific goal would be to lose 10 pounds. A measurable goal would tell you when you had reached that goal. You could say “I will weigh X pounds by a date,” such as March 1, 2025. A goal is achievable when you have the skills or resources necessary to meet the goal. You may need to join an exercise class, or sign up for a weight loss program, change your eating habits and cut down on carbs or fat. Expecting yourself to lose 10 pounds in a few days would be difficult to achieve, so you need to allow a reasonable amount of time to do this. A goal is relevant if it’s part of an overall plan like improving your health or if it makes sense for your life. If you were already underweight, it wouldn’t be relevant. And it must be time- bound, and include a date by which you would have reached your goal, such as “by X date in the future, I will weight X pounds.” There is another way to bring what you want to have in your life to you. It falls more

in the metaphysical realm and is more like a manifestation rather than a goal. To speed up anything you want to manifest, think, talk, and write about your desire only in the present tense. For instance, “I have all the money I need.” There is no past or future for the law of attraction. If you proclaim it as existing now, the universe must get busy very quickly to bring it to you. Writing the phrase in a concise way 25 times in your journal each day will go a long way toward bringing it to fruition. There are many ways to bring a New Year into your life to celebrate your existence on this planet, and it’s always important have an attitude of gratitude for what you have already received. I hope that each of you finds a way that works best for you to set and achieve what you want in the coming year. May you have plenty of happiness, good health, and abundance in all the ways that are important to you. And may you always have hope that each passing year makes you wiser and enables you to contribute to the world in a meaningful way that is uniquely you.

S. M. A. R. T.

SPECIFIC: Well defined, clear, and unambiguous MEASURABLE: With specific criteria that measure your progress toward the accomplishment of the goal ACHIEVABLE: Attainable and not impossible to achieve RELEVANT: Within reach, realistic, and relevant to your life purpose TIME-BOUND: With a clearly defined timeline, including a starting date and a target date. The purpose is to create urgency.

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ENVISIONING 2025: Create Your Own Vision Board

Another way to set goals or to attract what you want to have in life is through a vision board. A vision board is a series of words and pictures, usually glued to a piece of poster board, that illustrates what you want to have in your life in the coming year. Many people cut out pictures in magazines to symbolize the kinds of experiences they want, or they use their own photographs or drawings. There could be pictures of healthy foods, travel adventures, new possessions on the home front, friendships, educational opportunities, sports, money symbols, relaxation, pets, soulmates - whatever you want to have in your life in the coming year. Significant words can attract the feelings you want to be present as well. Vision boards can be highly creative, elaborate, and personal. It’s important to keep them in a prominent place where you can see them daily to meditate upon them. This will help instill the images in your mind, so you can work to manifest your goals. — BETTY HOLT

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COLLECT YOUR SUPPLIES. To create a vision board, first gather some supplies. Here’s what you’ll need: • A piece of poster board, foam board, or a bulletin board. First decide where you will hang your vision board, and then get a piece of poster board or foam board sized to fit that space. Another option is to use a framed bulletin board. • Glue gun or map pins. Using a glue gun will set the images permanently. If you want to update your vision board as your goals are realized, you may want to use map pins instead of a glue gun. • Images of your vision, goals, and dreams. This is the fun part. With your goals and dreams in mind, thumb through magazines and catalogs, looking for pictures, photographs and even words, that visually describe your heart’s desires. You can also use things such as fabric swatches (perhaps you want to do some decorating) and business cards (maybe you want to start a business). Your visuals don’t have to be direct representations of your goals. As long as you know why an item is there and what it represents to you, it will work.

ADD IMAGES. Finally, it’s time to place your images on the board. Start by putting your most important goal or wish in the middle, then work out from there.

HANG IT UP where you can easily see it. This will keep inspire you and keep your “eyes on the prize.”

LET IT EVOLVE OVER TIME. As you complete a goal, move the image to a victory board or scrapbook. As you find new goals or new images that represent existing goals and visions, add them to your vision board. The nice thing about using a pin-board for your vision board is that you can change, move and edit images as you’re inspired to do so. Most of all, take time to look at your board as much as possible, and really envision yourself living the beautiful life displayed there. Feel good about where you’re heading and you’ll get there faster than you think. Adapted from: https://simplify101.com/ organizing-blog/create-vision-board/

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MAKE YOUR FINANCIAL HEALTH A PRIORITY Financial Resolutions for 2025 (Family Features) A bumpy economy and rising cost of living have Americans rethinking their finances. In fact, about 36% of households feel anxious about their current financial situation, according to the Financial IQ Study by World Financial Group. Although short-term pressures and demands can make it difficult, developing a financial strategy based on both literacy and resilience is key to establishing a solid financial future. To many, financial literacy and financial resilience mean the same thing. In fact, financial literacy refers to knowledge, while resilience means you are more likely to be prepared for unexpected financial events. Wondering where to start? Here are some tips to help build a more financially sound future. REVIEW YOUR CURRENT FINANCIAL SITUATION Having a firm grasp on your current income and expenses can provide insight into adjusting your finances to reach your goals. Most households believe the day-to-day cost of living is a key short- term financial priority. While meeting your immediate needs is essential, so is planning for the future. Determining what money is coming in and what you owe each month tells you how much is left for discretionary spending and saving. START SAVING NOW It’s never too early to start saving. Even a modest amount set aside every month will grow into a more meaningful account balance over time. A common rule of thumb is 20% of your overall income. You can stretch your income further by taking advantage of options like employer retirement savings programs that deduct funds before taxes, especially if the employer matches your contributions.

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CONSULT A FINANCIAL PROFESSIONAL You don’t have to be a financial whiz to create a smart plan for your future. Financial professionals can help design a strategy tailored to your specific needs. They specialize in helping individuals and families find financial confidence through life insurance, retirement and wealth- building strategies. You can take a financial literacy quiz to assess your financial resilience and measure your readiness to withstand economic challenges. PREPARE FOR UNEXPECTED EXPENSES Unexpected events can have catastrophic impacts on household finances. For example, leaving the workforce early due to illness could mean years of lost earning power, which could impact your short- and long-term priorities. Other examples, like unplanned home repairs or medical expenses, can also make a major dent in your financial plan. Creating an emergency fund, separate from a savings account, can help offset the impact of unexpected expenses. SAFEGUARD YOUR FAMILY Losing a family member can bring much more than heartbreak, especially if that person’s income factors heavily into the household budget. However, different types of life insurance are designed to help safeguard your finances and can accommodate different budgets and lifestyles. Term life insurance offers individual life insurance protection for a specified number of years. It’s usually less expensive than permanent insurance with the same face value. Permanent life insurance, including whole-life coverage, remains in effect until the policyholder’s death as long as premiums are paid. Most permanent life insurance policies also offer some type of savings component that builds cash value over the life of the policy. Learn more and test your literacy and financial resilience at WorldFinancialGroup.com.

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DON’T GIVE YOURSELF A HEADACHE Make Filing Taxes Easier This Year

GATHER YOUR DOCUMENTS EARLY Dashing around your house on April 14 trying to find that one form you know you saw (but where?) is one way to gather your tax documents. Or, you can start early by finding a large manila envelope and using it to collect your year-end tax forms as they arrive in the mail, usually starting in late January. You may need many documents to complete your tax return. Here are a few common forms to look for: • W-2 for employment earnings • 1099-DIV for dividends • 1099-INT for interest received • 1099-NEC for non-employee compensation • 1099-K for electronic business payments received (more below) • 1099-R for distributions from 401(k), IRA or pension plans • Schedule K-1 for income, losses, tax deductions and credits from a trust, partnership or S corporation

• Form 1098 for mortgage interest paid • Form 5498 for IRA, SEP-IRA and SIMPLE contributions • Form 5498-SA for health savings account contributions Make a folder on your home computer as well, to keep digital tax forms, on line receipts, year- end account statements and other relevant documents. For security’s sake, you may want to encrypt and password protect tax-related documents on your computer. Store paper documents in a safe place for at least three years after you file your taxes, along with your completed tax returns. KEEP TRACK OF 2025 TAX DEADLINES The deadline for filing your 2024 tax return is April 15, 2025—October 15, 2025 if you request an automatic filing extension. Here are key 2025 deadlines for individual taxpayers at a glance: Filing Deadline for 2024 Tax Returns - April 15, 2025 Automatic Extension Deadline for 2024 Tax Returns - October 15, 2025

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2025 Quarterly Estimated Tax Payment Due Dates - April 15, 2025, June 16, 2025, September 15, 2025, January 15, 2026 PLAN FOR AN EXTENSION NOW You don’t have to wait until April 15 to decide you need more time to file. If you think an extension will help, request one now. Your filing due date will be automatically moved to October 15, just for asking. Be forewarned, however: Though your tax return can be delayed, your tax payment cannot. If you expect to owe taxes, make a good faith estimate of what you owe and submit it with your request for extension. There are three easy ways to submit your request: • Use IRS Form 4868 to request an extension by mail. You can also do so with help from an IRS e-filing partner or tax pro. • Request an automatic tax-filing extension using IRS Free File. There is no income restriction on using Free File when you’re requesting an extension. • Pay the tax you owe using an IRS on line payment option and check the box that indicates you’re paying as part of filing for an extension. You don’t have to file an additional form requesting the extension and will receive an automatic confirmation of your payment. When an extension may already be granted: You may already be eligible for an automatic extension if you live in a federally declared disaster area, are in the military abroad or deployed to a combat zone, or are currently living outside the U.S. Check the IRS site for more information. CHECK TAX CREDITS AND DEDUCTIONS Tax credits can reduce your tax bill significantly or increase your refund if you have one coming. This year, inflation adjustments to standard deductions and tax brackets may also lower your tax bill, if your income and other parameters stay the same. FILE AN ACCURATE RETURN Inaccuracies on your tax return are a potential trigger for an IRS audit. When you file your taxes, the IRS checks the information in it

against W-2 forms from your employer; 1099s from clients, banks or investment companies; and its own record of payments you’ve made (such as quarterly estimated tax payments). If your tax return differs from what the IRS has on file, it may be flagged for a manual review, which could delay your refund. To be extra safe, check your return for accuracy against the information the IRS has on file. You can get a free digital copy of your tax transcript by visiting the IRS’s Get Your Tax Record site. THE BOTTOM LINE One final bit of advice: Start early and file on time. Giving yourself a bit of a runway makes the tax preparation process much less stressful. Also, do everything you can to file on time. You’ll avoid penalties and interest. And, in truth, your taxes don’t get easier to do the longer you wait to do them. Get ready, get set and go. Information compiled from www.experian. com/blogs/ask-experian/tax-filing-tips/ IRS website: www.irs.gov Need to make an end-of-year charitable donation for tax purposes? Here are a couple of charities to consider: People In Partnership Focus: Hurricane Helene recovery & relief https://donate.mazloweb.com/donate/ DkhQj5zTWyqb4oG3nfUU8P Focus: Provides food, warmth, & more to those who need assistance on the Plateau www.highlandsemergencycouncil.com (828) 526-4357 (Read all about them on page 37!) (Read all about them on page 32!) Highlands Emergency Council Year End Charitable Donations

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CASHIERS VALLEY FUSION YOGA & WELLNESS: A Haven for Healing And Commuity Resilience Cashiers’ Fusion Yoga & Wellness has emerged as a transformative sanctuary where personal growth intertwines with community support.

Founded by Mary Abranyi in 2012, this holistic studio is dedicated to creating a space where people can connect with their true selves through the unification of mind, body, and spirit. Mary’s introduction to yoga started in her twenties, initially captivating her with its physical benefits. However, over time, her appreciation evolved into a deeper understanding of yoga’s influence on mental clarity and spiritual connection. This integration inspired her to open Fusion Yoga & Wellness, where her passion for teaching manifests in a diverse yoga curriculum that emphasizes movement, alignment, strength, and breath. Each class not only promotes physical health but also nurtures a conscious lifestyle that extends beyond the yoga mat. At the core of Mary’s philosophy is the belief that collective well-being enhances individual experiences. “It’s better together” isn’t just a catchy slogan for her; it’s a guiding principle that shapes the very fabric of the community she fosters. This belief became particularly poignant in the aftermath of Hurricane Helene, when Mary took action to establish a rescue relief program for residents of Asheville, providing vital support during an unprecedented crisis. (Read about People In Partnership on page 32) . Through this initiative, she demonstrated that true community wellness extends to providing aid and solidarity when times are tough. In an effort to cater to the varied journeys of her clients, Fusion Yoga & Wellness boasts a myriad of services aimed at transformation and

wellness. From yoga and meditation classes to therapeutic massages, skincare treatments, energy healing, and life coaching, visitors can engage in an exploration of holistic health that is both customizable and comprehensive. According to Mary, each experience can serve as a pivotal step in one’s personal journey, offering pathways for profound changes. Distinguished instructors bring unique yoga styles to the studio, encouraging client exploration of various practices. “Finding what resonates often requires some trial and error,” Mary notes, inviting individuals to seek out the instructors who inspire them most. This sentiment reflects her commitment to fostering a vibrant, dynamic practice for all participants. The studio’s recent additions, including a salt room and an infrared sauna, highlight its dedication to enhancing wellness through innovative therapies. The salt room utilizes the healing power of salt to alleviate respiratory and skin conditions, while the infrared sauna provides relief for sore muscles and promotes a sense of relaxation. Mary’s vision extends beyond physical practice. Through life coaching and journaling specializations, clients are encouraged to embark on journeys of self-discovery. Jessie Borino, a certified life coach, offers support to those navigating significant life changes, while Barbara Banks, a combined life coach and journaling specialist, emphasizes the therapeutic power of self-expression on the written page. Adding to its offerings, Fusion Yoga & Wellness features a lifestyle boutique filled with

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sustainably sourced products that resonate with the values of wellness and self-care. Bungalow Boutique not only enhances the overall studio experience but also reinforces the commitment to a holistic lifestyle. You can find everything from yoga clothing and supplies to jewelry, decor, and gifts. Fusion Yoga & Wellness stands as a testament to the profound impact that wellness can have in fostering resilience within a community. Under Mary Abranyi’s leadership, the studio has established itself not merely as a space for yoga, but as a refuge for healing, empowerment, and support. As the community continues to come together, embracing both the joys and challenges, Mary’s vision for Fusion Yoga & Wellness will undoubtedly inspire many more individuals to find their path to holistic well- being. To explore the offerings and embark on your personal transformation, visit www. fusionyogaandwellness.com. To check out Bungalow Boutique, visit www. bungalow828.com. 21A Lance Road, Cashiers, NC 28717 (828) 743-9000

1. Hold a Plank 2. Try a New Fitness Class 3. Try Personal Training 4. Prep Your Meals 5. Give up One Indulgence 6. Get to Bed on Time 7. Drink More Water 8. Stick to a Schedule 9. Reduce Social Media Use 10. Deepen Social Connections To learn more about these great health resolutions and why they’re important, visit https://5bridgeshealthand - fitness.com/blog/fit - Ten Health- Focused New Year’s Resolutions To Make:

ness-new-years-resolutions/

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YOUR GUIDE TO CHAMPAGNE AND SPARKLING WINES Party In A Bottle

Life’s celebrations wouldn’t be quite as festive without a toast of Champagne or sparkling wine. New Year’s Eve celebrations practically demand it. But what is the difference between Champagne and sparkling wine? And does it really matter?

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To understand what Champagne and sparkling wines are, you must first understand “méthode champenoise,” “méthode traditionnelle,” and the “Charmat method.” All three methods are the process of making sparkling wine through a double fermentation with added yeast and sugar, which creates CO2, making the wine effervescent. The term “méthode champenoise” is associated with Champagne production, as it was the traditional method used in the Champagne region of France. To protect the geographical indication and the term “Champagne,” the European Union ruled that only sparkling wines produced in the Champagne region could be labeled as such and use the term “méthode champenoise” to describe the process in which they were made. As a result, sparkling wines produced outside the Champagne region but made using a basically identical method are referred to as “méthode traditionnelle.” Both of these methods carry out the secondary fermentation inside the wine bottle. The Charmat method is the process where the second fermentation is carried out within large stainless steel vats, rather than within the bottle. And while the champenoise and traditionnelle methods can take up to 18 months to ferment, the Charmat method takes mere weeks to ferment. THE DIFFERENCE BETWEEN CHAMPAGNE AND SPARKLING WINE Champagne falls under the umbrella of sparkling wine, but it is a specific subset and should not be used as “shorthand” for all sparkling wine. Sparkling wines are produced worldwide, but many nations legally reserve the word “Champagne” exclusively for sparkling wines from the Champagne region in France, made in accordance with French governmental regulations. All other sparkling wines are simply wines that have gone through a second fermentation via méthode traditionnelle or the Charmat method. Prosecco from Italy and Cava from Spain are the some of the most well-known non-Champagne sparkling wines, but there are plenty of others that deserve recognition.

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CHAMPAGNE: The “Yardstick” By Which All Others Are Judged For a wine to be labeled Champagne, it must adhere to strict regulations, defined by the Comité Interprofessionnel du vin de Champagne (CIVC), and governed by the French Ministry of Agriculture. These laws determine what vineyards are used, where the wine is stored and for how long, what wine-making method is used (méthode champenoise), and more. Yes, this is a real thing, and those who violate the rules can be prosecuted.

CREDIT: Kloeg008 / iStock

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The secondary fermentation that Champagne undergoes is done within the bottle. This process starts with the introduction of yeast and sugar, resulting in a gas that can’t escape the bottle, imbuing the wine with its signature sparkling bubbles. Champagne is usually aged longer than other sparkling wines. Champagne can range in taste from extra dry (extra brut) to sweet (demi sec), with dry (brut) being the most widely consumed. If you want a dry Champagne, look for extra brut or brut on the label. If you prefer wines on the sweeter side, look for sec or demi sec on the label. For holiday dinners, go with a brut style of Champagne. The biscuit flavors and effervescence pair well with salty foods, especially roasted turkey. For an interesting ending to dinner, try pairing a sweeter Champagne with dessert. PROSECCO: The Sparkling Wine Hero of Brunches and Bachelorette Parties Everywhere Prosecco comes from the Veneto region of Italy and is produced by the Charmat method, where the second fermentation takes place within pressurized stainless steel vats and for a shorter amount of time. This allows the grapes’ fruitiness to shine through, creating a slightly sweeter flavor than Champagne. Also, Prosecco’s bubbles tend to be softer than Champagne’s and Cava’s. Prosecco can be found in many price points, but is usually less expensive than Champagne. Generally speaking, the less expensive a Prosecco is, the sweeter it is, which is why you often see it mixed with orange juice for mimosas on brunch menus. However, you can also find dry Prosecco at a good wine shop. CAVA: Bubbly on a Budget Don’t let Cava’s inexpensive price make you think that it’s lower in quality and taste than Champagne or Prosecco! Cava is one of Spain’s greatest gifts to the world, yet it has always had an image problem. Up until a few years ago most people dismissed Cava as cheap, uninspired wine. Restaurants wouldn’t offer it on their menus, and it was almost

impossible to find in grocery stores. Lately that has been changing. While Champagne and Prosecco are widely known in the United States, Cava is slowly catching on. It undergoes the same in-bottle secondary fermentation that Champagne does, though it’s called “méthod traditionnelle.” This gives it slightly more effervescence than Prosecco as well as a “drier,” less fruity flavor, though not quite as complex as Champagne. The great thing about Cava is that it is usually less expensive than Champagne and Prosecco, so if you’re on a budget, don’t hesitate to try Cava. WHAT OTHER KINDS OF SPARKLING WINES ARE THERE? Sparkling wines can be made from just about any kind of grape. Champagne is predominantly made from Pinot Noir, Chardonnay, and Pinot Meunier grapes. Sparkling wines from other countries are usually made from grapes native to the country in question. FRANCE: Sparkling wines produced in France but outside of the Champagne region are known as “crémant.” If it is produced in Burgundy, for example, it is called “Crémant de Bourgogne.” These wines are made in the méthode traditionnelle and can have other grapes such as Chenin Blanc, Sauvignon Blanc, Pinot Blanc, or Cabernet Franc added to the mix. ITALY : Besides Prosecco, other sparkling wines produced in Italy are Lambrusco, Moscato, Asti Spumante, and Franciacorta. Lambrusco is a medium-bodied sparkling red wine made in the Emilia Romagna region. Moscato is a semi- sweet, semi-sparkling (called “frizzante” in Italian) wine made in the Piedmont part of Italy. Due to its sweeter flavor, you’ll commonly find it in the “dessert drinks” section on restaurant menus. Asti Spumante is also produced in the Piedmont region and is more effervescent and sweeter than Prosecco. The lesser known Franciacorta is made in Lombardy with an extended aging period to increase richness and complexity to make it taste more like Champagne.

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SOUTH AFRICA: Called MCC, these sparkling wines are made in the méthode traditionnelle. However, South Africans call the process “Method Cap Classique,” hence the term MCC. In an attempt to reproduce the complex flavor of Champagne, these wines are made from Pinot Noir and Chardonnay almost exclusively and aged for the same amount of time. DOES ALL THIS REALLY MATTER? In a word, no. Drink what suits both your palate and your budget. However, if you are interested in diving in deeper – for example, learning about the “terroir” where the grapes are grown and how that influences flavor, etc. – then it’s worth talking to a knowledgeable local wine store employee, or reading more about sparkling wines through on line wine authorities such as Food & Wine magazine’s website. Armed with more information, you can better determine what bubbly is worth the splurge and what’s not. You may discover a wine you never expected that will become your go-to for any occasion. That’s the fun part about wine, and that’s what really matters. Cheers! This article is a very simplified explanation of Champagne and sparkling wines. For more in depth information, reach out to your favorite wine store expert. There are three wine stores on the Plateau. All are staffed with people who know what they’re talking about and have excellent suggestions for wines you should try. High Country Wine & Provisions – www.highcountrywineprovisions.com (828) 482-4502 621 Franklin Rd, Highlands Highlands Wine Shoppe – (828) 526-4080 269 Oak Street, Highlands The Wine Cellar – (828) 743-1823 130 Highway 64 E, Cashiers

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In bottle secondary fermentation, or “m é thode champenoise”

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When it comes to what one does in the privacy of their own bathroom, competition is the last thing that comes to mind. Fortunately, “doing one’s business” is not the goal of the Great Outhouse Races at Ski Sapphire Valley. Being the first person across the finish line at the bottom of the Sapphire Valley ski slope while riding in a thematically decorated outhouse is the goal. Think it sounds hilarious? It is. The Outhouse Races is an annual winter event that is held in February on the Saturday afternoon of President’s Day weekend. The race involves brave teams racing downhill in outhouses on skis. Teams consist of at least three people, with one person “skiing” while sitting on an outhouse “potty,” and the others pushing from behind to send the outhouses down the snowy slope. There are plenty of outhouse “roll overs,” making the competition very exciting for the spectators and, at least for the “skier,” not for the faint of heart. Participant fees are donated to local charities, making this not only an entertaining event, but one that benefits the community. The outhouses are decorated in a variety of themes that can be quite imaginative. While the winner’s trophy goes to the fastest outhouse on the slope, there is an unofficial “shadow” competition within the spectators regarding which outhouse is the most creatively named and decorated. In 2018, the Southeast Tourism Society (STS) – a tourism marketing organization based out of Roswell, Georgia - named The Great Outhouse Races as one of the STS Top 20 events in the southeast. The event always attracts a big crowd, so get there early and enjoy food, drinks, live music, and more while you wait for the races to begin. WHEN: Saturday, February 15, 2025 WANT TO PARTICIPATE? Call 828-743-7663 to learn how to get involved. MORE INFO: www.skisapphirevalley.com/great-outhouse- races-ski-sapphire.html Calling All “Party Poopers”

PHOTOS: Nancy Albers

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CHARITY

In the wake of Hurricane Helene’s devastating impact on parts of Western North Carolina, a remarkable initiative has emerged, showcasing the spirit of community collaboration and resilience. A group of friends and business owners spearheaded by Steve and Mary Abranyi and Robin and Mason O’Neil, from the Cashiers and Highlands areas have come together to raise more than $85,000 to support their neighbors affected by the disaster.

Recognizing the urgent needs of those in the hardest hit areas — including Black Mountain, Swannanoa, and Chimney Rock — the initiative began a few short weeks ago after Mary Abranyi began to receive donation requests from friends and colleagues, and an idea sparked in her mind: “What if we all joined forces and raised money together?” With the goal of delivering essential supplies, they quickly mobilized resources and garnered incredible support from friends, neighbors, clients, and even strangers. As Mary stated, “It’s been truly amazing to witness so many people wanting to help during this trying time. We are beyond grateful for everyone’s unwavering support.” To streamline their efforts, the group partnered with People in Partnership, a 501(c)(3) non-profit organization, that has provided the opportunity for individuals and businesses to make tax-deductible donations. This fiscal sponsorship has had a tremendous impact, allowing faster fundraising and ease of contributions. The initiative’s latest list of necessities is simple but crucial: dish washing soap, laundry soap, and heaters — items that residents in hurricane-affected areas desperately need. So far, the funds raised have facilitated the purchase and delivery of vital supplies. In Black Mountain alone, donations included three pallets of bottled water, food

supplies, hygiene items, and even heavy-duty tools such as chainsaws and generators. Not to be overlooked was the incredible effort at the Black Mountain Presbyterian Church, where they provided essential equipment that residents can use as they begin the long recovery process. In Swannanoa, efforts are supplemented through collaboration with the Savage Freedom Relief Operation, which is employing helicopter relief efforts to reach those most in need. Together, they have contributed an array of vital items, including propane heaters, generators, and essential safety gear. A standout contribution came from Dearth & Sons Generators, who generously provided a whole-house generator to the Chimney Rock Inn, which is housing volunteer firefighters and relief workers. The ongoing support has not only provided immediate relief but serves as a foundation for rebuilding efforts in the community. The concerted efforts have made a significant difference in lives affected by Hurricane Helene, but the path to recovery will be long and require continued support. For those looking to lend a hand, micro-volunteering opportunities abound through organizations such as “Hands on Asheville,” where even a few hours of commitment can lead to meaningful assistance. As communities work collectively, the resilience and

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