VPP 2023-2024 Benefit Guide

Principal Dental

Eligibility:

First day of the month after 30 days of employment. Full-time staff only (minimum of 30 hours a week)

PPO LOW

PPO HIGH

In-Network

Out-of-Network*

In-Network

Out-of-Network*

$0

$300

$50

$50

Annual Individual Deductible

$0

$300

$150

$150

Annual Family Deductible

100% Coinsurance

50% Coinsurance after deductible

100% Coinsurance no deductible

100% Coinsurance no deductible 80% Coinsurance after deductible 50% Coinsurance after deductible

Preventative Care

30% Coinsurance after deductible

80% Coinsurance after deductible

80% Coinsurance

Basic Procedures

50% Coinsurance after deductible

40% Coinsurance

25% Coinsurance after deductible

Major Procedures

$1,000 per person

$2,000 per person

Calendar Year Max Benefit

N/A

N/A

$1,500 lifetime maximum for dependents up to age 19

Orthodontia

* Additional employee payment responsibility known as ‘Balance Billing’ applies to all out of network services

PPOLOW PRE-TAXCOSTS

PPOHIGHPRE-TAXCOSTS

Monthly Cost

Per Pay Period

Monthly Cost

Per Pay Period

$14.20

$6.55

$39.63

$18.29

Employee

$27.92

$12.89

$73.17

$33.77

Employee + Spouse

$39.37

$18.17

$106.43

$49.12

Employee + Child(ren)

$53.21

$24.56

$147.97

$68.29

Family

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