Guardian Worksite Benefits
First day of the month after 30 days of employment. Open to all employees (full-time and part-time).
Eligibility:
ACCIDENT INSURANCE
Designed to supplement your employer sponsored health coverage, Accident Insurance pays specific benefit amounts for expenses resulting from covered non work-related injuries or accidents. Hospitalization, physical therapy, intensive care, transportation, and lodging are some of the out-of-pocket expenses covered by this plan. Coverage is available through Guardian for you, your spouse and/or your children.
CRITICAL ILLNESS INSURANCE
Critical Illness insurance can help supplement major medical coverage by helping you pay the direct and indirect costs associated with a critical illness or event. Coverage includes heart attack, stroke, major organ transplant (for recipient), and kidney failure. The coverage also includes an annual preventive health screening benefit. Preexisting condition rules apply. Coverage is available for you or your spouse. All children in the family are covered at 25% of the employee’s benefit at no additional cost. • Employee benefit amount is $10,000 increments to a max of $30,000. • Spouse benefit amount is $5,000 increments to a max of $15,000 (not to exceed 50% of employee amount). • Child benefit amount is 25% of employee’s amount.
HOSPITAL INDEMNITY INSURANCE
Hospital Indemnity is available to supplement your income in the event of a hospital stay due to illness or injury. Hospital Indemnity insurance benefit payments are made directly to you, no matter what other coverage you may have, and may be used however you choose. This benefit provides a lump sum payment for out-of-pocket healthcare costs or other household expenses that can occur during a hospital stay. You are eligible for this benefit up to age 70 and can elect it to cover you, your spouse and/or your children.
22
Made with FlippingBook Digital Publishing Software