When You Can Enroll When You Can Enroll
NEW HIRES/ NEWLY ELIGIBLE FOR BENEFITS
CONTROLLING COST...WHAT YOU CAN DO
When you are first hired or become eligible for benefits (your benefits are effective on the first of the month following 30 days from your full time hire date), you have 30 days to enroll for benefits. If you do not enroll within your enrollment time period, you will not be eligible for benefits until the next Open Enrollment, unless you have a Qualifying Life Event.
In light of increasing health care costs, there are steps you can take to manage your out-of-pocket health care expenses. Use the following tips to save time and money: • Always confirm that your physician, eye doctor, and dentist are still part of the network by calling the customer service number on your ID card or visiting the carrier’s website. • Check your area for urgent care center locations as an alternative to emergency room services. Only visit the emergency room in the case of a true emergency. You can also use telemedicine to help treat a wide range of non-emergency medical conditions. • Use generic prescriptions, if available. Ask your doctor for a generic drug or request the generic equivalent when having your prescription filled.
OPEN ENROLLMENT
During Open Enrollment, you will have the opportunity to enroll or make changes to your benefit elections. You must enroll by the Open Enrollment deadline for your benefits to be effective July 1. Except for a Qualifying Life Event, you will not be able to change your elections until the next year’s Open Enrollment. All changes are made in the Employee Self-Service portal in Paycom.
Some Americans must have health
insurance or pay a penalty when filing their income tax return. You can obtain insurance from your employer’s plan, spouse’s plan, or the Public/State Exchange.
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