SSI VERSUS SSDI KNOW WHICH ONE IS RIGHT FOR YOU
As mentioned on the cover of this newsletter, it’s important to know which Social Security benefits you’re eligible for and which ones are the right choice for you. When it comes to disability assistance, there are actually two options to consider, dependent upon your unique situation. Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) have several meaningful differences in how applicants may qualify for them. SUPPLEMENTAL SECURITY INCOME (SSI) This plan provides minimum basic financial assistance to qualifying individuals, like those over the age of 65 or people with disabilities (regardless of age) who have very limited ability to generate income or provide other resources for themselves. These benefits are often supplemented by state programs, so individual payment amounts vary state to state. It does not matter if the applicant has worked in the past or not. Their responsibility is to show that they have very little income and few assets. Benefits begin during the first full month after the date the claim was filed. SOCIAL SECURITY DISABILITY INSURANCE (SSDI) This program only supports individuals who are disabled and have a work history that qualifies them to receive assistance. That history could be their own employment or that of a family member, like a spouse or parent. It doesn’t matter what resources the applicant currently has. It only matters that the applicant accumulated the proper number of work credits within a certain time period prior to applying. Benefits begin during the sixth full month of disability, and it’s up to the Social Security Administration to determine when the disability began.
The major difference between the two is that SSI is based on age, disability, and limited income, while SSDI is based on disability and past work history. When choosing which program to apply for, it’s important to consider you situation carefully and understand which program will be the most beneficial to you. It is possible to qualify for both SSI and SSDI if you have both limited income and relevant work history. Call the Disability Help Center for a free evaluation so we can help you figure out what you qualify for.
INGREDIENTS • 2 tbsp coconut oil • 4 leeks, white parts only, thinly sliced EASY TOMATO SOUP • 6 cloves garlic, minced • 1 28-oz can roasted and diced tomatoes (Muir Glen Organic is a good brand)
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• 1 cup chicken broth • 8.5 oz coconut milk • Kosher salt • Freshly ground black pepper DIRECTIONS 1. In a skillet over medium heat, sauté leeks in coconut oil until softened and translucent, about 7–10 minutes. 2. Add garlic and sauté for another 30 seconds. Remove from heat. 3. Meanwhile, in a blender, purée entire can of tomatoes, including juice, until smooth. 4. Add sautéed leeks and garlic and purée again. 5. Transfer purée to a saucepan and add chicken broth and coconut milk. Bring to a boil, then drop to simmer and cook for 10 minutes. 6. Add salt and pepper to taste. Serve.
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