NCMIC ND All Product Guide

Flood Insurance

Earthquake Insurance Similarly, a standard homeowners policy doesn’t cover earthquakes, which is where this coverage comes in. In addition to dwelling and personal property coverage, earthquake insurance covers the cost of a hotel and other expenses if you’re unable to stay in your home. Standard homeowners and renters insurance doesn’t cover flood damage. That’s where flood insurance comes in to help protect your home and its contents in case of water damage from a flood. Policies backed by the National Flood Insurance Program are available.

Personal Insurance

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