Additional Business Insurance
ERISA If you offer a 401k or other retirement benefits, an endorsement may be added to your BOP, or for higher limits, you may need an ERISA bond. EMPLOYEE BENEFITS Insurance coverage is available to employers for errors or omissions in the administration of an employee benefit program, including failure to advise employees of benefit programs. FLOOD AND EARTHQUAKE Because business insurance doesn’t cover floods and earthquakes, these additional endorsements and coverages can help.
BUSINESS AUTO If you have a vehicle registered under your practice, this policy protects you and your business if the car is involved in an accident. HIRED AND NON- OWNED AUTO LIABILITY Coverage for vehicles used for business that aren’t registered under your practice name: Employees using their vehicle to travel for business, or a car that has been rented, leased or borrowed for company business. EMPLOYEE DISHONESTY This policy provides coverage for employee theft of money, securities and/or property.
Business Insurance
8
Made with FlippingBook Annual report maker