Vermost Insurance Agency - December 2022

Check out our latest edition!


By the time you are reading this article, you will all have feasted on turkey and the many yummy sides that normally go with Thanksgiving dinner. This year, we have so many blessings to be thankful for, too many to fully list here. First and foremost, I am thankful for my amazing and

has hit land in the month of November. This must be our special year. All indications are that this storm will NOT have the devastating effects that Ian brought in September. That's the last thing we need to experience this year. The insurance rates will be going up enough without one more storm piling on.


Thankful Even After the Storm Page 1 You’re a Mainstay, Mr. Grinch Page 2 Your Driving Record Impacts Your Life Insurance Policy Page 2 This Game Combines Tag and Parkour Page 3 Check Out Our Referral Program! Page 4 Wacky December Holidays Page 5

loving family, and of course, you, the customers who have supported this agency for so long that I can’t say thank you enough. Just know, I will be saying a prayer for all of you for continued health and prosperity in 2023. The aftermath of Hurricane Ian is still being felt over 30 days later. Flooding is still an issue in many inland parts of Florida. The Fort Myers area is still trying to get debris cleaned up. Most of the power is restored, except to the homes that were destroyed or unable to have electricity turned back on due to damage. The incredible response from

While I have been focused on the storms for the last couple of months, I need to say a few words about the Bucs and Lightning. The Bucs might still be in first place in their division, but they have not looked good on the field. Their injury list looks more like a Christmas list; it’s so long. Hopefully, they can get healthy and make the playoffs again this year. As for Lightning, they have been off to a slower start on the ice again

this year. Granted, they have lost a number of key players in the off-season and have many new faces that need to step in and fill those holes, but they just haven’t gelled yet. There are still plenty of games left for them to figure it out and make another run at Lord Stanley. Again, happy Thanksgiving from my family to yours. Until next month,

Thankful for family!

across the United States to help our great state truly was amazing to see. The crews were working 12- to 14-hour days and getting eight hours of sleep for seven days a week to make sure that everyone got their power back as fast as possible. This is not saying that the buildings and homes are repaired or rebuilt, but at least they have power to work with. The resilience of people is truly remarkable to watch. I am writing this article in the middle of Tropical Storm Nicole. That is so weird to say in November! This is only the third time in history that a hurricane

Whoville Roast Beast Page 5

Sudoku Page 5

November Referrals and Puzzle Winner! Page 6


| 1

Toll free (800) 828-2226 Fax (727) 577-4991

YOUR DRIVING RECORD MAY IMPACT YOUR LIFE INSURANCE POLICY ​Let’s face it — the majority of us receive traffic tickets at some point in our lives. However, did you know that your driving record may have an impact on your life insurance? If you currently carry a life insurance policy, you’re in the clear and a new traffic citation won’t affect you. However, if you’re in the market for life insurance and you receive a speeding ticket, the rates that you qualify for could be impacted! But why do life insurance underwriters take your driving record into consideration? Simply put, their job is to determine the probability of you having an early death, for they do not want to pay out death benefits before they have the opportunity to collect enough money through your premiums. If they determine you are high risk by looking at your driving record, they are more inclined to charge a higher rate. When combing through your driving record, life insurance underwriters will take a look at everything. If there’s a DUI on your record (or multiple DUIs), you will be considered to be high risk, as DUIs significantly threaten your life and the life of others. If your license has ever been suspended or revoked, they are sure to take

HOW THE GRINCH STOLE OUR HEARTS Behind the Timeless Christmas Tale As regularly as Rudolph does, the Grinch appears on our television screens every December. Despite his negative attitude and nefarious intentions, the protagonist of "How the Grinch Stole Christmas!" remains a family favorite more than 60 years after the animated TV special first aired. The Grinch's transformation into a cultural icon began with a 1957 children's book. Author Dr. Seuss had recently experienced great success with "The Cat in the Hat" and was a hot commodity. He published "How the Grinch Stole Christmas!" later that same year, and the black-and-white book was an instant smash. The story might have ended there if Dr. Seuss had his way. Dr. Seuss was protective of his creations and didn't trust them in anyone else's hands, but his filmmaker friend, Chuck Jones, eventually persuaded him to reconsider. Still, the story required some changes. Jones assigned the Grinch his signature green color, and the Grinch's dog, Max, was given a more prominent role to increase the special's runtime. But the songs were the most important of all. The TV special contains nine total musical numbers, the most famous featuring lyrics only Dr. Seuss could have written. "You're a Mean One, Mr. Grinch" is a hilariously clever song and a highlight of the program. The filmmakers also secured a big win in the voice talents of horror movie legend Boris Karloff, who provided an alternatingly sneering and tender tone to the production. Thanks to its full animation technique featuring 25,000 drawings, Variety says "The Grinch" may have been the most expensive television special made until that time. Later, Hollywood upped the ante with a live-action adaptation in 2000 and an animated full-length film in 2018. Both movies were box office successes, but neither has overtaken the 26-minute TV special as our favorite way to enjoy the Grinch. Why does the Grinch endure? Dr. Seuss based the character on himself, so it may be that there's a little bit of the Grinch in all of us. Unlike that other well-known holiday-hater Ebenezer Scrooge, he gives those who aren't full of Christmas cheer a favorable mascot. The Grinch's wild schemes and comical complaints are more fun than menacing, and his story produces a reliably happy ending. As its greatest gift, an annual viewing can leave even the most hardened Grinch feeling as if their own heart has grown a size or two.

Vermost Insurance Now has a relationship with Chuck Chucri, who offers financial planning and investment

Did You Know ...

advisory services!

2 |

1200 Belcher Rd. S., Suite 1

Largo, FL 33771-3315

Phone: (727) 748-2886

a look into the reason behind it. If a reckless driving charge or a moving violation is present on your record, it tells the underwriter that you may not take safety and the rules of the road seriously, and you’ll be considered a risk. It should be noted that parking tickets do not affect your life insurance rates! To qualify for the best life insurance rates, you must not have any major infractions (DUI, reckless driving, suspension, etc.) on your driving record over the course of the past five years. If you have any questions or concerns about your driving record or how it may impact your life insurance, give us a call today! We are here to help.

TAG, YOU’RE IT! The History of World Chase Tag Although tag is best known as a popular children’s game, it’s also a competitive sport. The game combines tag and parkour to create a unique and exhilarating experience for competitors and viewers. But how did this sport come to be, and how do you play it? Let’s find out. It all started in 2012. After playing a game of tag with his son, Christian Devaux started thinking about how he could make this simple and well-loved children’s game into a competitive sport. Devaux told his brother, Damien, about his idea, and the brothers began devising rules to turn the game into a team sport. In 2013, the Devaux brothers began organizing meet-ups for people to play competitive tag, which was a huge success. It quickly gained popularity among parkour athletes and ninja warrior competitors, leading to international competitions. Today, World Chase Tag has gained tons of interest worldwide, with many parkour gyms and clubs creating their own teams. In addition, the national, continental, and world championships are now broadcast on ESPN2. How do you play? The basics of the team game are still simple: Players chase their opponents and try to tag them. But you must follow a few rules. Two teams compete against each other, with six players on each team. Every match, or chase, is 20 seconds long and consists of one player from each team — the chaser and evader. If the chaser, the one trying to tag the evader, fails to tag their opponent in 20 seconds, the evader’s team gets the point. Each team alternates chasing and evading. Whoever has the most points in 16 matches wins the game. You can only make tags with your hands, and if you step out of bounds, you lose the match. Sounds easy, right? Well, instead of running on flat surfaces, the chaser and evader are jumping over bars and blocks, sliding under surfaces, and navigating other obstacles as they attempt to get away from their opponent. Who knew a children’s game would gain such popularity in a decade? Did you know this sport existed? We would love to know your thoughts!

CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP®, CLU®, ChFC®, FLMI Financial Advisor The Prudential Insurance Company of America Our financial advisors and financial planners offer financial planning and/or investment advice through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. 1-800-778-2255 Vermost Insurance is an independent organization and is not an affiliate of Prudential Financial.


| 3

Toll free (800) 828-2226

Fax (727) 577-4991




We want to thank everyone who referred their friends, family, and coworkers to Vermost Insurance throughout 2022. When you refer someone to us, you receive rewards for each referral and are entered into monthly and annual drawings for additional, even bigger prizes. Your referrals mean a lot to us, and we want to reward you for helping us grow our Vermost Insurance family. The annual grand prize winner of our 2022 referral program is Pablo Arriola. He received a 55-inch 4K TV plus a $250 donation to a charity of his choice. If you want a shot at next year’s prize, keep sending referrals our way. Your referrals make us happy, and we hope our referral program makes you happy, too!

Pablo Arriola is our 2022 referral winner of the 55-inch 4K TV, plus a $250 donation to a charity of his choice.

4 |

1200 Belcher Rd. S., Suite 1

Largo, FL 33771-3315

Phone: (727) 748-2886

1200 Belcher Rd. S. Suite 1 ● Largo, FL 33771-3315 ● Phone: (727) 748-2886


Wacky December Holidays

• Dec. 18: Answer the Telephone Like Buddy the Elf Day • Dec. 19: National Hard Candy Day • Dec. 20: Go Caroling Day • Dec. 21: Crossword Puzzle Day • Dec. 22: National Date Nut Bread Day • Dec. 24: National Egg Nog Day

• Dec. 1: National Eat a Red Apple Day • Dec. 2: National Fritters Day • Dec. 3: National Play Outside Day • Dec. 4: National Cookie Day • Dec. 7: National Cotton Candy Day • Dec. 8: Pretend to Be a Time Traveler Day • Dec. 12: Gingerbread House Day

• Dec. 25: National Pumpkin Pie Day • Dec. 26: National Thank-You Note Day • Dec. 27: National Fruitcake Day • Dec. 28: National Chocolate Candy Day • Dec. 30: No Interruptions Day • Dec. 31: Make Up Your Mind Day

• Dec. 13: National Cocoa Day • Dec. 14: National Alabama Day • Dec. 15: National Wear Your Pearls Day • Dec. 16: National Chocolate-Covered Anything Day • Dec. 17: National Maple Syrup Day



Inspired by

No wonder the Grinch stole this roast beast — it’s absolutely mouthwatering.


• 1/4 cup brown sugar • 1 tbsp paprika • 2 tsp black pepper • 2 tsp salt • 3 tbsp olive oil • 1 5-lb bone-in rib-eye roast • 3 tbsp butter

• 2 heads of garlic, halved • 2 bay leaves • 4 thyme sprigs • 2 rosemary sprigs • 1/2 cup beef broth • 1 12-oz bottle of stout beer • 1 15-oz can diced tomatoes (with liquid)


1. Preheat oven to 375 F. 2. In a bowl, combine brown sugar, paprika, pepper, salt, and olive oil. 3. Place roast in a baking pan and coat with spice mixture. Let marinate uncovered in refrigerator for 1 hour. 4. Place pan on stove over high heat. Brown the roast on all sides, then add butter, garlic, and herbs. 5. When butter melts, add broth, beer, and tomatoes. Bring to a boil. 6. Transfer pan to oven. Braise until meat is tender, up to 2 hours. 7. Remove roast from pan and let rest for 15 minutes. Meanwhile, strain pan juices and put back into pan and boil until reduced by half. When finished, slice roast and serve with pan sauce.

You can fax, email, or mail your completed puzzle for a chance to win our monthly prize!

| 5

Toll free (800) 828-2226

Fax (727) 577-4991


1200 Belcher Road South, Suite 1 Largo, FL 33771 (727) 748-2886


You Make Us Happy

We Insure More Than Just Cars and Homes Here's a list of some of our lines of protection:

Thank you for recently referring your friends, family, and coworkers to our agency. With your help, our Vermost Insurance family keeps growing. We hope our referral program makes you happy, too! People who referred clients to us in November: Archie Pairadee John Swick

› Antique vehicles › Annuities › Auto › Boat/RV › Bonds › Builders' risk › Commercial auto › Commercial property › Condo › Dental › Disability › Employee benefits

› Flood › General liability › Health › Home › ID theft › Life › Mobile home › Motorcycle/jet Ski › Notary public

Sharon Garroway Raymond Bianco Jim Scala Debra Burnside

November Puzzle Winner: Susan King November Referral Winner: John Swick

› Umbrella › Workers'


... and more!

6 |

1200 Belcher Rd. S., Suite 1 Largo, FL 33771-3315

Phone: (727) 748-2886

Page 1 Page 2 Page 3 Page 4 Page 5 Page 6

Made with FlippingBook Ebook Creator