YOUR DRIVING RECORD MAY IMPACT YOUR LIFE INSURANCE POLICY Let’s face it — the majority of us receive traffic tickets at some point in our lives. However, did you know that your driving record may have an impact on your life insurance? If you currently carry a life insurance policy, you’re in the clear and a new traffic citation won’t affect you. However, if you’re in the market for life insurance and you receive a speeding ticket, the rates that you qualify for could be impacted! But why do life insurance underwriters take your driving record into consideration? Simply put, their job is to determine the probability of you having an early death, for they do not want to pay out death benefits before they have the opportunity to collect enough money through your premiums. If they determine you are high risk by looking at your driving record, they are more inclined to charge a higher rate. When combing through your driving record, life insurance underwriters will take a look at everything. If there’s a DUI on your record (or multiple DUIs), you will be considered to be high risk, as DUIs significantly threaten your life and the life of others. If your license has ever been suspended or revoked, they are sure to take
HOW THE GRINCH STOLE OUR HEARTS Behind the Timeless Christmas Tale As regularly as Rudolph does, the Grinch appears on our television screens every December. Despite his negative attitude and nefarious intentions, the protagonist of "How the Grinch Stole Christmas!" remains a family favorite more than 60 years after the animated TV special first aired. The Grinch's transformation into a cultural icon began with a 1957 children's book. Author Dr. Seuss had recently experienced great success with "The Cat in the Hat" and was a hot commodity. He published "How the Grinch Stole Christmas!" later that same year, and the black-and-white book was an instant smash. The story might have ended there if Dr. Seuss had his way. Dr. Seuss was protective of his creations and didn't trust them in anyone else's hands, but his filmmaker friend, Chuck Jones, eventually persuaded him to reconsider. Still, the story required some changes. Jones assigned the Grinch his signature green color, and the Grinch's dog, Max, was given a more prominent role to increase the special's runtime. But the songs were the most important of all. The TV special contains nine total musical numbers, the most famous featuring lyrics only Dr. Seuss could have written. "You're a Mean One, Mr. Grinch" is a hilariously clever song and a highlight of the program. The filmmakers also secured a big win in the voice talents of horror movie legend Boris Karloff, who provided an alternatingly sneering and tender tone to the production. Thanks to its full animation technique featuring 25,000 drawings, Variety says "The Grinch" may have been the most expensive television special made until that time. Later, Hollywood upped the ante with a live-action adaptation in 2000 and an animated full-length film in 2018. Both movies were box office successes, but neither has overtaken the 26-minute TV special as our favorite way to enjoy the Grinch. Why does the Grinch endure? Dr. Seuss based the character on himself, so it may be that there's a little bit of the Grinch in all of us. Unlike that other well-known holiday-hater Ebenezer Scrooge, he gives those who aren't full of Christmas cheer a favorable mascot. The Grinch's wild schemes and comical complaints are more fun than menacing, and his story produces a reliably happy ending. As its greatest gift, an annual viewing can leave even the most hardened Grinch feeling as if their own heart has grown a size or two.
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