KNOWLEDGE IS POWER Whether you are saving for college, planning your retirement, or reviewing your Estate Plan - the more you know about handling your finances the more likely you are to reach your goals. Our website can help you identify financial solutions for your stage in life. We provide you with the information and tools you need to help you meet your goals. Consolidating your retirement assets. If you have multiple retirement accounts, consolidating your assets into a single rollover IRA can make it easier for you to keep track of your money and manage your investments. With a single account, you’ll be better able to see the big picture and guard against unwanted investment overlap. Reviewing your portfolio’s asset allocation and periodically rebalancing your portfolio will also be a lot easier. You’ll receive one account statement instead of several, saving you time and effort. What’s more, with a single account, it only takes one call to one advisor when you have questions or concerns about your retirement savings. Arranging a direct rollover. A direct rollover is generally the least complicated choice. You simply inform the administrator of your retirement plan that you want your funds transferred into the IRA you’ve established. In addition to simplicity, this approach offers another significant advantage: no tax withholding applies to distributions that roll over in a direct trustee-to-trustee transfer.
www.hillsbank.com/wealthmanagement
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