HCO Physician's 2025 Benefits Guide

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Hughston Clinic Orthopaedics

ELIGIBILITY & ENROLLMENT

If enrolling as a new hire, you must complete the enrollment process within 30 days of your hire date.

NEW EMPLOYEES New employee benefits are effective on the first of the month following 30 days for all full-time employees.

Open enrollment refers to your opportunity to: • Change plans

• Enroll in benefits • Cancel benefits

• Add or remove dependents to your benefits. Eligible dependents are your legal spouse and dependent children.

MID-YEAR BENEFITS CHANGES Outside of your annual Open Enrollment period, you may be eligible to make certain benefits changes during the middle of the year. Please refer to your Summary Plan Description (SPD) for specifics, but examples of when you might be able to make mid-year changes are: • Marriage or Divorce

ELIGIBILITY All full-time employees are offered benefits. Spouses and dependent children of the employee are also eligible to participate in our benefits plans. Dependent children include your natural children, legally adopted children and children for whom you have been appointed guardian up to the age of 26.

• Birth, Death, or Adoption • Change in Eligibility Status

MEET YOUR CLIENT ADVOCATES

Contact your Client Advocates to help you get the most from your group insurance plans. Always ensuring confidentiality, your Client Advocates are ready to answer any of your benefits related questions including:

• Need further clarification on an insurance matter • Believe that your claim has not been paid properly

• Need help solving a benefit related problem • Have a question about a benefit • Have questions regarding a bill

Charlie McDaniel Yates LLC Broker cmcdaniel@yatesins.com 706.527.2090

Billy Eissler Yates LLC Broker beissler@yatesins.com 770.778.1978

Resa Carter Yates LLC Account Manager rcarter@yatesins.com 706.323.1600

Brandie Andermann Yates LLC Account Manager bandermann@yatesins.com 404.486.2229

Paige Duckworth Yates LLC Account Manager pduckworth@yatesins.com 404.982.2413

Leigh Drawdy Yates LLC Account Manager ldrawdy@yatesins.com 706.323.1600

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