BREAKING THE BUSY-BORED CYCLE 3 Strategies You Can Use Right Now
It’s a common problem: People spend most of their days feeling too busy, only to feel bored during their free time. So how can you break the habit of scrolling through your phone and watching TV and make the most of the little time you have for yourself? Let’s talk about ways to break the cycle of boredom and busyness thus creating a more fulfilling life. 1. Plan ahead. Schedule your days and weeks for an even workload to ensure your day doesn’t have huge gaps or work overflow. For example, if you have a large project, you can divide it into smaller tasks to keep yourself busy, yet not overwhelmed, throughout the week. You can also plan fun activities each day. This will help fight boredom and give you something to look forward to when you’re at work or while completing daily tasks. 2. Prioritize tasks. If you have trouble managing projects to the point where you feel you don’t have enough time, begin prioritizing specific tasks. It’s essential to complete the highest priority tasks so you won’t be up late in the day trying to finish something important. If you plan ahead, you can number your tasks from most important to least. This will help ensure high-priority tasks are completed on schedule.
3. Be curious. One way to
mute boredom and implement more creativity is by setting daily learning goals. These
goals can be anything you want! Setting small goals and accomplishments will keep you curious, motivated, and focused. They also give you something
to look forward to each day. Ask yourself what you want to learn today. Do you want to learn about a new culture? A language? If there is something you’ve always wanted to know, now is the time to put your thinking cap on! Boredom and busyness derive from the same source — there is a lack of quality in how you focus your attention. Luckily, the same strategies apply to both boredom and busyness. These tips will help you create a balanced mindset and allow you to push through your day without feeling overwhelmed or uninspired.
Understanding Special Needs Trusts
AND HOW THEY HELP YOUR FAMILY
Many people with disabilities will need support for their entire lives. So, when they outlive their caregivers, they’re often left in a lurch. It can be frightening not to know where you’ll live or who will assist with your personal needs — and it’s a question that also keeps many parents of people with disabilities up at night. Families in this situation are often best served by a special needs trust. Unfortunately, it’s generally unwise to grant a person with disabilities their inheritance the same way as other heirs. It comes down to Supplemental Security Income (SSI) and Medicare requirements. To qualify for valuable SSI services, people with disabilities cannot hold more than $2,000 in cash in their names. But the funds in a special needs trust will not count toward their assets when calculating eligibility. The special needs trust must be managed by a trustee on the beneficiary’s behalf. For better or worse, the beneficiary cannot oversee the trust themselves. Many people name a family member to act as a trustee, while others hire an attorney or bank to do
the work for a fee. The trustee should be someone trustworthy — and the associated costs should be affordable — to ensure the beneficiary gets the most value out of the trust. Trustees can technically use special needs trusts to pay for anything that is not illegal on the beneficiary’s behalf. But some reductions in benefits from SSI or Medicare may result from choices to use the funds for food or shelter. Trustees should always work with an attorney to understand the impact purchasing decisions could have on the beneficiary’s overall quality of life. Often, trustees use the funds to pay for caregiving the beneficiary needs to function. But beneficiaries can also use the money on expenses like entertainment, recreation, home decor, personal belongings, education, and out-of-pocket medical costs. The options will depend heavily on how well it is funded. Eversole Law Firm regularly helps clients create special needs trusts for their loved ones with disabilities, and we’d love to talk about your options. Call us today to schedule an appointment and learn more. It’s the best way to care for the person you love after you’re gone.
2 www.eversolelaw.com
Made with FlippingBook Ebook Creator