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1 Why You Should Care Less 2 Your Guide to Dreamy Sleep Habits Google Can’t Replace Your Lawyer 3 Hear What Our Clients Have to Say What Would You Name Our Firm? 4 A Softer Step Into Retirement Rethinking Retirement
These days, more people are scaling back on long working hours, especially Gen Z and millennials. Many pick up part-time work or projects that give them space without completely severing ties to working life. It’s a slow shift — not a sudden stop — and it’s gaining traction. And for those approaching retirement, it’s something to consider. Retirement doesn’t have to mean walking away for good.
This shift is partly fueled by remote and flexible work options, making it easier to downshift without leaving the workforce. A recent study from Fidelity Investments found that 66% of younger workers would prefer a phased retirement, and more than half of all respondents said they plan to work part-time during retirement. The reasons vary. Some want more time for travel, hobbies, or personal projects, but still value structure and purpose. Others want to stay active or involved in their field. Working in some capacity can also help with cash flow, delay Social Security, or cover insurance, which is especially important for those retiring before age 65. That said, partial retirement brings its own planning challenges. Health coverage is often limited for part-time workers. Income from consulting or part-time jobs could also reduce early Social Security benefits. And scaling back hours usually means scaling back contributions to retirement savings. Still, for those who plan ahead, semi-retirement offers a flexible way to ease into the next stage of life. It provides space to try new things without giving up the financial or emotional benefits work can offer.
THE RISE OF PART-TIME RETIREES
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