Law Office of William F. Underwood - June 2019

THE TRUTH ABOUT MEDITATION AN ANCIENT SOLUTION TO MODERN PROBLEMS

A study published in JAMA Internal Medicine found that mindful meditation lowers stress levels, and patients who habitually meditate report less chronic pain. Another study published in the same journal found that regular meditation also fights depression.

Close your eyes and take a deep breath.

This is the first step in every meditation session. Though often associated with the New Age metaphysical movement, meditation isn’t all about incense and healing crystals. Meditation is an ancient practice that strengthens your mental focus, and recent research suggests that it offers real solutions to modern problems.

HOW DO I MEDITATE?

Meditating is as simple as sitting in a quiet place, closing your eyes, and focusing on your breathing for a few minutes. Whenever your mind starts to wander, gently bring it back to your breath. You don’t need to climb a mountain or pay for a week-long retreat to start meditating. That said, there are plenty of resources that help beginners build a strong foundation for meditation. Popular apps like Calm or Headspace are available on any smartphone and offer guided courses you can start anywhere, anytime. You could also check online or at your local community center for group classes if you would like some in-person guidance. Meditation isn’t a magical ritual that will cure all that ails you, but plenty of research suggests meditation does provide tangible benefits to our mental and physical well-being. Maybe one day, meditation will be as commonplace as daily exercise.

WHAT IS MEDITATION?

Meditation has strong roots in various religious and cultural traditions, but anyone can find

value in practicing it. The purpose of meditation is to strengthen your mind by promoting mindfulness, focus, and awareness.

DOES MEDITATION WORK?

It depends on what you mean by “work.” Will meditation allow you to defy gravity and hover above the earth? Probably not. But there are so many benefits that will leave you feeling lighter in another way.

SAY WHAT? After a vehicle accident, you may feel like you have to become a legal expert overnight. Yet, as you disseminate what the insurance adjuster is telling you, make plans for vehicle repairs, and overcome your injury, you don’t have time to become an expert. This is what makes hiring a lawyer so valuable for your case. Liability Insurance Because Georgia is an at-fault state, the driver who caused the accident must pay for the medical and mechanical damages the other parties sustained in the collision. This coverage is called liability insurance, and Georgia sets minimum requirements for this coverage. A driver’s coverage must include at least $25,000 worth of insurance for the injury or death of one other person, $50,000 for the total injuries and deaths of more than one person, and $25,000 for the property damage. Carry this proof of insurance with you whenever you drive to avoid other hefty penalties. UninsuredMotorist Coverage In addition to being an at-fault state, Georgia also requires drivers to have insurance on their vehicles. As previously explained, if your accident was another driver’s fault, their insurance must pay for your damages, but what happens when However, there are some concepts that every client should know to help them navigate through the aftermath of an accident.

3 INSURANCE TERMS YOU MAY HEAR DURING YOUR CASE

someone doesn’t have insurance? Your uninsured motorist coverage covers the leftover expenses that your liability insurance cannot cover on its own when the other driver does not have vehicle insurance — or enough of it — to cover your damages.

Medical Payment Insurance If you only have liability insurance, you’re already complying with

Georgia law, but this may not be enough. To protect your passengers and get you off the hook for paying out of pocket, medical payment insurance has you covered. This relatively inexpensive coverage protects passengers in your vehicle who may be injured in a wreck, and coverage can range anywhere between $1,000 and $50,000. Don’t try to be your own expert in your fight for compensation after an accident. Learn more legal basics by visiting our website at PuttingPeopleFirst.law, and for more information on how the experts at the Law Offices of William F. Underwood can help you, call 229-888-0888.

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