Heartland Investment Partners - January 2022

5 WAYS TO MAKE NEW FRIENDS IN RETIREMENT Don’t Spend Another Year Lonely!

Friendship just might be the fourth secret to longevity, right behind eating well, exercising, and getting plenty of sleep. According to the Mayo Clinic, making friends can reduce stress, improve your self-confidence, and give you purpose in life! People with good friends are also more likely to exercise and less likely to drink to excess. But making friends is tough, especially in your golden years. To finally kick loneliness to the curb in 2022, try these five tips. 1. Get a dog. Adopting a dog (assuming you truly want one) will incentivize you to leave the house for walks, vet visits, and more. You’ll likely attract new friends in the neighborhood when they stop to pet your pup, and you can also meet people at the dog park or obedience classes. If nothing else, you’ll have your dogs in common! 2. Join a hobby group. The easiest way to find friends with similar interests is to pursue those interests. If you like to quilt, join a quilting group, and if you kayak, look

for an outdoors club near you. Facebook is a great resource for finding online hobby groups, too! Just type your interest into the search bar and select “Groups” on the left- hand side of the screen.

3. Volunteer. Volunteering has similar benefits to joining a hobby group with the added benefit of giving back to the community! There’s likely a cause for whatever you’re interested in, whether that’s food, animals, or sports. Visit

VolunteerMatch.org to find opportunities in your area sorted by organization type.

4. Move to a 55-plus community. Also called retirement communities or active adult communities, these neighborhoods are known for their low-maintenance housing, amenities, and group activity options — and they’re all over the U.S. If you want to find friends in your age group to swim and play tennis with, a local real estate agent can help you find them.

5. Become a mentor. Mentorship is a valuable way to form friendships across generations. You can sign up for an existing program in the field you retired from or reach out to a local college or high school career center and offer your services. They’ll likely have graduates who’d love to meet you!

The ONE Investment That Actually Works

TRY MY SECRET TO BEATING THE FED AND THE MARKET

Not a day goes by when I don’t get a “Pitch Piece” from someone selling a stock or bond, or oil, gas, gold, silver, etc. Every time, the company making the “pitch” is doing the same thing: saying they REALLY BELIEVE “their investment” will go up in value — in some cases “skyrocket”! They usually provide some kind of voodoo evidence that this is going to happen. You’ve probably seen these pitches, too — especially in today’s economy. Do these people REALLY KNOW that their stock, bond, or whatever is going to increase in value? Of course, they don’t! They can’t control the markets. No one can. They just have a 50% chance of getting it right. If you’ve gotten these pitches, you’ve probably wondered, “Is there actually a sure thing out there? Something 100% guaranteed to make money? Something I CAN predict?”

I don’t have much experience in financial markets (remember, I’m a real estate guy), but I can tell you right now about one investment that is predictable and WILL make you money, even if the markets take another big tumble. (Which seems pretty likely considering the current political, social, and global economic unrest. Throw in the virus, and it doesn’t take a genius to see disaster coming.)

You can choose to ignore what is going on, but if you’re negatively impacted by the financial markets in the coming months, you can’t say I didn’t warn you. To learn more about the only investment that works, call me at 319.350.5378 or email me at Darin@HeartlandInvestmentPartners.com and ask to hear about the returns coming in for apartment properties I’m working on with investors like you. Think it over, but if I were you, this is one thing I would not procrastinate on in 2022. –Darin

That one investment is … drumroll, please ... well- located, well-maintained apartments!

No matter what the financial markets do, people will still need a place to live, and they will still pay rent. (Even under current COVID-19 conditions, our collections are over 90%!) This is the best place to put your money. If you think you can trust the politicians to save us all at the last minute … well, I can sell you the Brooklyn Bridge, too!

2 DARINGARMAN.COM

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