FSB Memebership A4-benefit-booklet-Nov-2023

FSB Business Banking Save with flexible business banking.

With FSB Business Banking, you can choose a bank account that works for your small business, and get discounts and deals negotiated just for FSB members.

Member-only savings Spend less on business banking and more time doing what you love. Save while you spend with access to exclusive deals handpicked just for FSB members. Made for small businesses From fees to transfers, there is a lot to think about when you’re busy running your business. We’ve taken the fuss out of finding an account that works We know every small business is unique. That’s why whether you’re making cash deposits at a local branch or managing your finances online, you can choose an account that’s best for you. for small businesses. Money made simple

The Co-operative Bank The only UK high street bank with a customer- led Ethical Policy. Feel good about who you bank with when you join us. • Free everyday banking with no monthly service charge during your membership (cash limits apply) • Apply online in minutes, most customers get a decision on their application in five business days* • Switch your business current account through the Current Account Switch Service, a 7-day Switch Guarantee • 24/7 digital banking through online banking and mobile app. UK-based customer support in branch, on the phone or our Business Help app, with access to specialist business advisers • No transaction fees apply to credits or debits. Free ATM cash withdrawals, cash exchange and cheques (issued or paid in). Free cash deposits for the first £1,000 per charging period (then only 80p per £100) • Integrates with accountancy software including Xero, Sage and Quickbooks • Manage invoices efficiently and get paid on time with a free, simple and secure app: Go Get Paid • Best ESG (Environmental, Social and Governance) rating of any UK high street bank*

Cashplus Bank Make the move to simple, secure, smart banking. Use as your main business bank account or as an additional account. • No account fee in the first two years • Earn 1% cashback (up to £1,000 per month) on all qualifying debit card spend* • No monthly account fees • No transaction fees on inbound/outbound payments, Direct Debits or ATM withdrawals • Low fee of 0.5% on cash deposits via any UK Post Office® • Apply online in minutes and get an instant decision with no credit checks on application • Manage your money efficiently with spending reports, receipt capture and invoice generation tools • Accounting integrations with Xero, Quickbooks, Sage, Iris and others • Connect your account with FSB’s Making Tax Digital App • UK based telephone customer services support and 24/7 mobile/online banking

*Terms and conditions apply.

“One of the services FSB provides is business insurance. We asked them for a quote and our premium went down by over 40% with even better cover.”

Ryan Jackson, OG Kicks

10 | fsb.org.uk

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