1. Which factor WON’T affect your credit score? a) A late payment b) Your salary c) Your credit card balance 2. What is your credit utilization ratio? a) The number of loans you have
b) Your available credit divided by the available credit you’ve used c) The amount of credit you’ve used divided by your available credit 3. What does your employer need to access your credit report? a) Your written consent b) Your first and last name
c) Nothing; employers can do this at any time 4. Which ISN’T included on your credit report? a) Social Security number b) Account balances c) Prepaid credit cards 5. Which factor can impact your credit score? a) Hard inquiries b) Soft inquiries c) Savings account balances 6. What is step one for disputing a credit report error? a) Call the information provider b) Contact the credit bureau c) Close the account
Credit quiz
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