Table of contents
Introduction: About this eBook . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Chapter 1: Credit Bureaus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 How Can Credit Bureaus Collect Information About Me . . . . . . . . . . . 5 Chapter 2: Credit Reports . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Who Can View My Credit Report? 7 How Often Should I Review My Report? . . . . . . . . . . . . . . . . . . . . . . . 8 Chapter 3: Credit Scores . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 How Your Score is Calculated . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Factors That Affect Your Credit Score . . . . . . . . . . . . . . . . . . . . . . . . 11 Common Credit Misconceptions . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Chapter 4: How to Improve Your Credit Score . . . . . . . . . . . . . . . . 14 Correcting Errors & Omissions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 Adding Positive Information to Your Report . . . . . . . . . . . . . . . . . . . 16 Credit Quiz . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17
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