This eBook is intended to help you understand credit reports, credit scores and how they impact your financial health. The information is applicable to nearly every consumer. If you have a credit card, student loan, mortgage or any other form of credit, you have a credit report. Your credit report informs potential lenders about your financial habits. If your report reflects excellent money management skills, they may be more inclined to offer you a loan with a lower interest rate. If your report lists negative information, getting approved for credit may be a challenge. Use this eBook to help you understand your credit history and financial health and to improve or maintain your credit scores. The accuracy of your credit history is in your own hands.
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